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February 2015

  • Utilities

    Save big on energy with solar panels

    by Penina
    by Penina

    I’m not impressed with my electricity bills lately. Despite our family’s best efforts at keeping utility bills down, they still seem high to me. I am implementing many of the cost-saving measures in my cheat sheet 130 easy ways to save on electricity and gas and including all of the following: You can use energy efficient lighting…

  • Every quarter I do a big cull of our family’s expenses and we find large chunks of money in terms of weekly savings. There are many parts of the budget that every consumer should consider slashing and these are usually the top five on my list: Interest bearing loans Credit cards Groceries Utility Bills Insurances…

  • Car TipsLatest

    6 tips for buying a used car

    by Penina
    by Penina

    Buying a used car? Not sure where to start? Buying used is sometimes more stressful than buying new. CarClick – www.carclick.com.au has put together some helpful used car buying tips to help you through the process. Know how much you can spend Before you start looking for a used car, you should know how much…

  • If your chances at a car loan are slim, chances are you have bad credit. You know this because lenders have rejected you in the past. In some cases, these rejections are a shock and leaving you wondering why it happened. Bill Tsouvalas from www.badcreditcarloans.com.au has put together the top 5 things you should consider…

  • Certain living areas make energy efficiency more difficult to achieve than others. For example, if you live in a suburb surrounded by tall trees, cooling the house down is achieved simply by closing the doors and shutting the blinds. Living in more arid surroundings without proper ventilation, on the other hand, might prove more challenging…

  • Latest

    Renovation ideas | Quick ways to jazz up your home

    by Penina
    by Penina

    Everyone wants to add value to their home, but sometimes the prospect of renovating can put off even the most passionate of home-improvers. It doesn’t have to be stressful though; sometimes a clear idea of where you’re heading can be all that’s needed to make things seem simpler and more achievable. Plus, there are a…

  • Latest

    Renovation ideas | Quick ways to jazz up your home

    by Penina
    by Penina

    Everyone wants to add value to their home, but sometimes the prospect of renovating can put off even the most passionate of home-improvers. It doesn’t have to be stressful though; sometimes a clear idea of where you’re heading can be all that’s needed to make things seem simpler and more achievable. Plus, there are a…

  • Car TipsLatest

    4 easy ways to save money on your pool

    by Penina
    by Penina

    A lot of families avoid getting a pool installed, despite constant begging and whining from the kids, simply due to the costs involved. You might have the space, you might know you and your family are absolutely going to love a pool, but you also know that pools are money guzzlers – well at least…

  • Car Tips

    5 car finance traps to avoid

    by Penina
    by Penina

    Doesn’t this sound like a steal: zero percent finance when you buy a new car. For those looking for the best deal on car finance, a 0% comparison rate is far from perfect. In fact, zero rarely means “nothing” and it certainly doesn’t mean “free.” Zero percent finance rarely means you are getting the best…

  • Holiday

    40 nifty tips for the budget traveller

    by Penina
    by Penina

    If you are a regular reader of my blog you will know how much I love to travel. I have circumnavigated this glorious globe of ours twice. In my younger days I purchased several of those terrific world tickets that allow you to keep travelling and flying as long as you keep moving in one…