peninapetersen

Our family have always had fun, made amazing ...

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Jun 12

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Our family have always had fun, made amazing memories and we continue to do so. #havingfun #thepetersens #thepetersenfamily #funpark #happiness #livehappy #behappy #savingsroom #peninapetersen #enjoylife #funtimes

peninapetersen

I hope you enjoy today's smoothie bowl ...

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Jun 12

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I hope you enjoy today's smoothie bowl inspiration. Nourish your mind, body and soul with a creative smoothie bowl. Feel amazing.

peninapetersen

Happy Birthday Richard!!!! #birthday #wifeswapau ...

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Jun 11

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Happy Birthday Richard!!!! #birthday #wifeswapau #happybirthday #richardpetersen #thepetersens #petersenfamily #birthdaywishes #Frankston #morningtonpeninsula #Frankstonbeach #happiness #familytime

peninapetersen

More fun tonight - after our night of relaxation ...

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Jun 7

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More fun tonight - after our night of relaxation took an interesting turn. We hope you enjoy the show! #theoetersens #Melbournelockdown #Melbourne #lockdown #motherdaughter #mum #tiktok #spa #relaxation #funny #comedy #laugh #havefun #happiness #livingroom #show #theatre #pyjamaparty #havefun #enjoylife #cocoandpenina #mom #followus #followforfun

peninapetersen

We're looking forward to relaxing and calm ...

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Jun 7

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We're looking forward to relaxing and calm night of total relaxation. Watch this space.

peninapetersen

World’s smallest Italian restaurant - this ...

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Jun 6

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World’s smallest Italian restaurant - this evening in Melbourne lockdown June 2021. #Melbournelockdown #lockdown #guitar #cheapfun #frugal #inspiration #tiny #thepetersens #wifeswapau #happiness #victoria #Frankston #music #mum #mom #motherdaughter #cocoandpenina #havefun #cheapfun #mom #melbourne #

peninapetersen

Whether you are in lockdown or not, this is a nice...

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Jun 6

Open
Whether you are in lockdown or not, this is a nice way to spend the evening. My husband RichardPetersen_Official and I have created many amazing and creative restaurants at home over the years. They're super fun without breaking the bank. Come back tonight for our pictures of our next adventure - an Italian restaurant at home.

peninapetersen

This is our ‘Fun Socks Theatre.’ We had so ...

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Jun 5

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This is our ‘Fun Socks Theatre.’ We had so much fun creating this special night in Melbourne lockdown. We’ve had so much quality mummy and daughter time just hanging out together. #thepetersens #athome #lockdown #diy #cocopetersen #funsockstheatre #frankston #dog #dogsofinstagram #colourful #popcorn #hometheatre #Melbourne #cushions #food #nachos #quacamole #pets #couches #petersenfamily #sparky #movie #cocoandsparky

peninapetersen

Heading into another week of lockdown here in ...

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Jun 5

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Heading into another week of lockdown here in Melbourne. We're setting up a Cinema at home. #Melbournelockdown #thepetersens #lockdown #cinema #goldclasscinema #ice-cream
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Thursday, June 17, 2021
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Recycling Tips

Grow an amazing garden
Body

Earth-Happy Choices

by Penina Petersen
April 28, 2016

Eating for EarthGo organic or substituteTry organic red meat or chickenTry Kangaroo instead of red meatBuy organic or free-range eggsTry dairy or dairy substitutesBuy organic beer and wineGo Earth-happy packagingBuy...

Welcome to the Savings Room

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peninapetersen

Our family have always had fun, made amazing ...

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Jun 12

Open
Our family have always had fun, made amazing memories and we continue to do so. #havingfun #thepetersens #thepetersenfamily #funpark #happiness #livehappy #behappy #savingsroom #peninapetersen #enjoylife #funtimes

peninapetersen

I hope you enjoy today's smoothie bowl ...

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Jun 12

Open
I hope you enjoy today's smoothie bowl inspiration. Nourish your mind, body and soul with a creative smoothie bowl. Feel amazing.

peninapetersen

Happy Birthday Richard!!!! #birthday #wifeswapau ...

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Jun 11

Open
Happy Birthday Richard!!!! #birthday #wifeswapau #happybirthday #richardpetersen #thepetersens #petersenfamily #birthdaywishes #Frankston #morningtonpeninsula #Frankstonbeach #happiness #familytime

peninapetersen

More fun tonight - after our night of relaxation ...

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Jun 7

Open
More fun tonight - after our night of relaxation took an interesting turn. We hope you enjoy the show! #theoetersens #Melbournelockdown #Melbourne #lockdown #motherdaughter #mum #tiktok #spa #relaxation #funny #comedy #laugh #havefun #happiness #livingroom #show #theatre #pyjamaparty #havefun #enjoylife #cocoandpenina #mom #followus #followforfun

peninapetersen

We're looking forward to relaxing and calm ...

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Jun 7

Open
We're looking forward to relaxing and calm night of total relaxation. Watch this space.

peninapetersen

World’s smallest Italian restaurant - this ...

View

Jun 6

Open
World’s smallest Italian restaurant - this evening in Melbourne lockdown June 2021. #Melbournelockdown #lockdown #guitar #cheapfun #frugal #inspiration #tiny #thepetersens #wifeswapau #happiness #victoria #Frankston #music #mum #mom #motherdaughter #cocoandpenina #havefun #cheapfun #mom #melbourne #

peninapetersen

Whether you are in lockdown or not, this is a nice...

View

Jun 6

Open
Whether you are in lockdown or not, this is a nice way to spend the evening. My husband RichardPetersen_Official and I have created many amazing and creative restaurants at home over the years. They're super fun without breaking the bank. Come back tonight for our pictures of our next adventure - an Italian restaurant at home.

peninapetersen

This is our ‘Fun Socks Theatre.’ We had so ...

View

Jun 5

Open
This is our ‘Fun Socks Theatre.’ We had so much fun creating this special night in Melbourne lockdown. We’ve had so much quality mummy and daughter time just hanging out together. #thepetersens #athome #lockdown #diy #cocopetersen #funsockstheatre #frankston #dog #dogsofinstagram #colourful #popcorn #hometheatre #Melbourne #cushions #food #nachos #quacamole #pets #couches #petersenfamily #sparky #movie #cocoandsparky

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savingsroom

There’s no better substitute for time in the ...

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Jun 16

Open
There’s no better substitute for time in the room. Work on it. #savingstips #savingsgoals #savingmoneytips #savingmoney #debtfreegoals #debtfreecommunity australia #financegoals #financialfreedom #wealth #wealthbuilding #wealthylife #savemoneylivebetter #savemoney #moneymindset #successmindset #success #successtips #earnmoney #makemoney #debtfreegoals #frugalliving #hardwork #barefootinvestor #richlifestyle #inspiration

savingsroom

Here's a way to save big while still enjoying...

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Jun 5

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Here's a way to save big while still enjoying Saturday night. Go for popcorn, pizza, nachos and create a luxuurious space in front of the telly. Treat yourself to more than just a normal night at home. Enjoy!

savingsroom

#savemoney #financialfreedom #money ...

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Jun 3

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#savemoney #financialfreedom #money #couponcommunity #couponing #savings #deals #coupons #neverpayfullprice #coupon #budgeting #personalfinance #budget #save #savingmoney #debtfreecommunity #frugalliving #free #savetime #onlineshopping #debtfree #clearance #shopping #extremecouponing #couponer #frugal #business #savemoneylivebetter #sale #bhfyp

savingsroom

Here's a great hack if you love second hand ...

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May 7

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Here's a great hack if you love second hand shopping. Take the challenge!

savingsroom

If you have a lot of transactions but you are ...

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May 3

Open
If you have a lot of transactions but you are super busy and don't have time to go through each one, this is the fastest way to stop the madness until you get time to sit down and go through them. You will likely receive an email about the decline. You can catch each one and deal with them as they come through. I hope this helps you find some extra cash fast. Subscriptions have a way of creeping up on all of us!

savingsroom

I use this hack every time I shop using Google ...

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Apr 23

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I use this hack every time I shop using Google Shopping. I start with the lowest price I would be prepared to pay for something and then move up from there depending on what I find. It's a surefire way to save thousands of dollars every year.

savingsroom

After we cut up our credit cards we vowed never to...

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Apr 16

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After we cut up our credit cards we vowed never to get one again and we never did. If you can’t afford to buy it now. Wait. Find it second hand. Go without it. If you pay for it with a credit card you’ll be paying much more for it. Ask yourself? Is it worth the future financial pain? Look after your future self. #creditcarddebt #creditscore #creditcard #creditrepairservices #creditrepair #creditcards #debtfreecommunity #credit #creditrestoration #financialfreedom #debtfreejourney #debtfree #credittips #creditmatters #fixmycredit #debt #studentloans #crediteducation #creditgoals #budgeting #badcredit #creditispower #financialliteracy #creditscoreincrease #creditconsultant #creditkarma #bankruptcy #creditbuilding #personalfinance #bhfyp

savingsroom

Amazing things can happen on a spend-free weekend....

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Apr 9

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Amazing things can happen on a spend-free weekend. You will make many discoveries, discover some old and good stuff around the house and even make new friends out and about on a free adventure. I'd love to know how you what you would do on a spend-free weekend.

savingsroom

We were once $50k in debt. We moved to a remote ...

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Apr 8

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We were once $50k in debt. We moved to a remote area away from all distractions such as partying friends and expensive city lifestyles. We spent a year completely focused on clearing debt. We worked every day and came home every night, reducing our debt until all the debt was gone. It wasn't what we were making that helped us clear that debt. It was what we weren't spending. We cut up credit cards and improved our credit score by paying bills on time etc. After that we saved a home deposit for a cheap country duplex property. Two cottages on one title. We then built equity in the home by renovating it out of our wages, while we enjoyed a simple country life. We also continued to work full-time to pay down the loan while our kids were young. After that we rented out that property (rents were high in an area where there was big demand for rentals). We moved back closer to the city, to a regional area close to the beach and with a train line to the city. We used the country property to buy a large home on a double block in a growing area. We renovated that property using the same method as above. Building equity through wages. My husband learned valuable trade skills so we could do everything ourselves. I got good at researching supplies for the renovation. After some time, the duplex property started to pay off both our mortgages. We became essentially mortgage-free while still living in the home we were living in. We purchased both properties in areas which were either tourist towns, or had industry or growing infrastructure. More to come. What's your get out of debt story? Or hacks and tips you can share with others. #debtfreecommunity #debtfreejourney #debt #budgeting #savinghacks #debtfreedom #frugal #frugallife #debtfreecommunityuk #getoutofdebt #savingsroom #thepetersens #petersenfamily #broke #savingsroomblog #savings #piggybank #debtjourney
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