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Website terms of use, legal & policies
Thank you for visiting our website (http://savingsroom.com.au), hereinafter referred to as “Website,” “website,” or “Site.”
About this website
Savings Room http://savingsroom.com.au “the website.”
The term “SAVINGS ROOM” refers to SAVINGS ROOM website, website owner – Love Nin Pty Ltd (ABN 31 130 541 481) and blogger Penina Petersen in this document.
Entire Agreement
These terms and conditions, including the policies incorporated herein by express reference, constitute your entire agreement with us with respect to your use of our website.
About these terms of use
These website TERMS OF USE and the associated Privacy Statement PRIVACY POLICY govern your access to and use of the website. You should read these terms of use and the privacy policy carefully before using this website. If you are visually-impaired, we recommend using text-to-speech software, such as Microsoft’s Narrator or Apple’s VoiceOver, to enjoy our website. If you need help using our site, please email us via our contact page.
If you want to view or use http://savingsroom.com.au, you must agree to conform to and be legally bound by the terms and conditions described below. If you disagree with any of these terms or conditions, do not use our website.
Your access/use implies agreement
The website is available for your use only on condition that you agree to these terms of use. By accessing/using the website, you are signifying that you agree to be bound by these terms.
Modifications to the terms
SAVINGS ROOM may revise and update these terms of use at any time. Your continued usage of the website after any changes to these terms of use will mean you accept those changes.
Modifications to the information
SAVINGS ROOM does not warrant the accuracy, adequacy or completeness of material on this website. All information may be changed, supplemented, deleted or updated without notice at the sole discretion of [Website Owner].
Errors and problems
SAVINGS ROOM does not guarantee that the website will be free from viruses, or that access to the website will be uninterrupted.
License and ownership
The copyright for the content on this website is owned or licensed by SAVINGS ROOM and is protected under the Copyright Act 1968 (Cth) and by other copyright laws in both Australia and other countries. No material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of [Website Owner].
All custom graphics, icons, and other items that appear on the website and all associated trademarks, are trademarks of [Website Owner].
Privacy Policy
The SAVINGS ROOM privacy policy governs the use of information collected from or provided by you at the website. A policy statement prepared by SAVINGS ROOM for the purposes of being made available to customers and the general public declaring the company’s commitment to the Privacy Act 1988 (Cth) (hereinafter the “Privacy Act”) for a company required to comply is available HERE: http://www.yourwebsite.com.au/privacypolicy.
Feedback, suggestions, comments or requests
SAVINGS ROOM does not encourage you to make feedback, suggestions, comments or requests (“comments”) but these comments may be made to info@yourwebsite.com.au and if you do make comments, you acknowledge that: they will not be considered confidential or proprietary, and SAVINGS ROOM is under no obligation to keep such information confidential, and SAVINGS ROOM will have an unrestricted, irrevocable, world-wide, royalty free right to use, communicate, reproduce, publish, display, distribute and exploit such comments in any manner it chooses.
External links policy
Our website, http://savingsroom.com.au, contains hypertext links to websites and other information created and maintained by other individuals and organizations. These links are only provided for your convenience. We do not control or guarantee the accuracy, completeness, relevance, or timeliness of any information or privacy policies posted on these linked websites. You should know that these websites may track visitor viewing habits.
Unless otherwise expressly stated by us, hyperlinks to particular items do not reflect their importance, and are not an endorsement of the individuals or organizations sponsoring the websites, the views expressed on the websites, or the products or services offered on the websites.
We permit links to our website if they do not imply an endorsement by, or affiliation with, our website absent written consent. If we operate an affiliate program, our affiliates may link to our website pursuant to the terms and conditions of our affiliate program agreement with them.
We review our website periodically for broken or out-of-date links. Any and all links may be posted, altered, or removed at any time. Please note that links to external websites may expire over time. Such expiration is beyond our control. To report problems with links on our website, or for more information about this policy, please send an via our contact page.
Summary:
The website may contain links to third-party websites and resources (“linked sites”). These linked sites are provided solely as a convenience to you and not as an endorsement by blogger Penina Petersen. SAVINGS ROOM makes no representations or warranties regarding the availability, correctness, accuracy, performance or quality of the linked site or any content, software, service or application found at any linked site. SAVINGS ROOM may receive payments and/or commissions from operators of linked sites in relation to goods or services supplied by the operator as a result of you linking to the third party website from the SAVINGS ROOM website.
Inbound links
SAVINGS ROOM generally encourages and agrees to your linking to the HOME page through a plain text link on your website without the need for agreement between yourself and SAVINGS ROOM. However, linking to closed member areas of the SAVINGS ROOM and member documents is strictly prohibited, without express written permission from SAVINGS ROOM .
Jurisdiction
The Australian section is provided for use only by Australian residents. The law applicable to use of the Australian section and to disputes arising out of the Australian section is the law of the State of Victoria and The International Section is provided for use by residents of any country in the world but, to the fullest extent permitted by law, the law applicable to use of the International Section and to disputes arising out of the International Section is the laws of the State of Victoria Australia.
Disclaimer of warranties
SAVINGS ROOM makes no representations or warranties about the accuracy, completeness, security or timeliness of the content, information or services provided by the website and disclaims all warranties, either express or implied, statutory or otherwise, including but not limited to the implied warranties of merchantability, non-infringement of third parties’ rights, and fitness for a particular purpose.
Licensee status
You understand and agree that your use of our website is limited and non-exclusive as an individual non-transferable revocable licensee. We may, within our sole discretion, terminate your license to use our website, and access to our website, for any reason or no reason whatsoever, and without giving you notice.
Content ownership
All content on our website is owned by our content suppliers or us. On behalf of our content suppliers, and ourselves we claim all property rights, including intellectual property rights, for this content and you are not allowed to infringe upon those rights. We will prosecute to the fullest extent of the law anyone who attempts to steal our property.
You agree not to copy content from our website without our permission. Any requests to use our content should be submitted to us via our contact page.
If you believe that your intellectual property rights have been infringed upon by our website content, please notify us by sending an email via our contact page or by sending postal mail to us at the address listed below. Please describe in detail the alleged infringement, including the factual and legal basis for your claim of ownership.
For copyright infringement issues, please follow the instructions in the DMCA Notice found below on this web page.
Images supplied by third-party guest and sponsored post agencies are under the responsibility of those agencies. The Savings Room is not liable or responsible for images supplied by these third parties. Any agency questioning copyright infringement for any image – must contact the original source to ascertain ownership rights. By viewing or using the Savings Room website, you have agreed to the terms of this website.
Disclaimers and limitations of liability
If SAVINGS ROOM is found responsible for any damages, SAVINGS ROOM is responsible for actual damages only. In no event shall SAVINGS ROOM be liable for any incidental, indirect, exemplary, punitive and/or consequential damages, lost profits, or damages resulting from lost data or business interruption resulting from the use of or inability to use the website.
The information on our website is provided on an “as is,” “as available” basis. You agree that your use of our website is at your sole risk. We disclaim all warranties of any kind, including but not limited to, any express warranties, statutory warranties, and any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our website will always be available, access will be uninterrupted, be error-free, meet your requirements, or that any defects in our website will be corrected.
Information on our website should not necessarily be relied upon and should never be construed to be professional advice from us. We do not guarantee the accuracy or completeness of any of the information provided, and are not responsible for any loss resulting from your reliance on such information.
If your jurisdiction does not allow limitations on warranties, this limitation may not apply to you. Your sole and exclusive remedy relating to your use of the site shall be to discontinue using the site.
Under no circumstances will we be liable or responsible for any direct, indirect, incidental, consequential (including damages from loss of business, lost profits, litigation, or the like), special, exemplary, punitive, or other damages, under any legal theory, arising out of or in any way relating to our website, your website use, or the content, even if advised of the possibility of such damages.
Our total liability for any claim arising out of or relating to our website shall not exceed one hundred ($100) dollars and that amount shall be in lieu of all other remedies which you may have against us or our affiliates (if any). Any such claim shall be subject to confidential binding arbitration as described later in this document.
General conditions of sale
The following Conditions of Sale shall apply to any product sold on this website. These Conditions of Sale constitute a complete and exclusive statement of the agreement and understanding between you and SAVINGS ROOM with respect to the subject matter hereof.
- The goods delivered under this Agreement shall be of normal industrial quality unless herein specifically stated to the contrary. Any description of such goods has been given by way of identification only and the giving or use of such description shall not constitute any sale hereunder a sale by description.
- The products available on the website for sale under these Conditions of Saleare only available for sale to individuals who can make legally binding contracts. The products are not available to persons under the age of 18 years nor any other person legally prohibited from entering into a binding contract. By placing your order you are verifying to the SAVINGS ROOM that you are able to make a legally binding contract.
- Your order is an offer by you to purchase a particular product for the price (including the delivery and other charges and taxes) specified on the website at the time of offer and shall be understood to be placed under these Conditions of Sale.
- These Conditions of Salemay change from time to time and you are required within reason to revisit these before placing your order to ensure that these Conditions of Salehave not changed.
- SAVINGS ROOM reserves the right to accept or reject your offer for any reason, including, without limitation, an error in the product description or the price posted on the website, the availability of the product, or an error in your order. Your contract with SAVINGS ROOM only comes into existence when SAVINGS ROOM forwards you an email containing confirmation of receipt of your order, an acceptance of your order, confirmation of receipt of your payment and details of likely delivery.
- This contract shall be governed by and construed in accordance with the law in effect in the State of [insert Australian State here] and by entering into contract both parties are accepting the jurisdiction of the courts of the State of [insert Australian State here] in relation to any dispute between them.
- You shall inspect the goods immediately upon their arrival and shall within seven (7) days give notice to SAVINGS ROOM if the goods are not in accordance with specified requirements. If you fail to give such notice, the goods shall be deemed to be in all respects in accordance with the specified requirements. No claim shall be recognised unless made in writing and received by SAVINGS ROOM within seven (7) days after receipt of goods by you. The total amount of any claim shall not exceed the actual invoice value of the goods claimed to be faulty.
- Ownership and property in the goods supplied/delivered shall pass from SAVINGS ROOM to you when SAVINGS ROOM accepts your offer and assigns product in the SAVINGS ROOM warehouse. Risk passes to you upon delivery to your warehouse or to an agreed delivery point.
- SAVINGS ROOM shall not be responsible for non-delivery or delay in delivery of any goods caused by force majeureand you and SAVINGS ROOM shall be excused from performance of their respective obligations when and to the extent such performance is delayed or prevented by force majeure. If your need for the goods is reduced or suspended as a result of force majeure, and notification is within reasonable time of acceptance of the Order and prior to transfer of ownership, you shall be entitled to terminate the agreement. For the purpose of this commitmentforce majeure shall include but is not limited to natural disasters, civil disasters, political event, change of legal / political environment, business disruption, accidents, earthquake, flood, hurricane or typhoon, tornado, tsunami, volcanic eruption, wildfire/bushfire, landslide or avalanche, fire, flood, storm, earthquake, terrorist acts, revolt, war, financial markets disturbances, changes of regime or tax or regulatory authority, energy failure, external telecommunications failure, and/or failure of transport systems.
- You assume all risks and liabilities for consequences arising from the use of the goods whether singly or in combination with other goods and indemnify SAVINGS ROOM in respect of any such use. SAVINGS ROOM is not liable for any infringement of patent rights arising out of the use of such goods by you or your instructions, expressed or implied, and it is your responsibility of to ensure that the goods when used by you are not damaged and no liability will be accepted by SAVINGS ROOM for the consequences of the use of damaged goods by you.
- Nothing in these Conditions of Saleis intended to exclude, restrict or modify any statutory obligation of SAVINGS ROOM implied by the Goods Act, 1958.
Video and audio content
This website (http://savingsroom.com.au) may contain one or more videos and/or audio recordings (individually and collective hereinafter referred to as the “Recordings”). This section describes our respective rights and responsibilities with regard to the Recordings.
Recordings Are For Entertainment And Informational Purposes Only
All Recordings are to be watched and/or listened to for informational and entertainment purposes only. Recordings are not intended to provide specific legal, financial, tax, physical or mental health advice, or any other advice whatsoever to you, any other individual or company, and should not be relied upon in that regard. Any products or services described in the Recordings are only offered in jurisdictions where they may be legally offered. Information provided in Recordings is not all-inclusive, is limited to information that is made available, and such information should not be relied upon as all-inclusive or accurate.
Embedded Recordings From External Social Media Sites Not Owned By Us
Some of the Recordings embedded for your viewing and listening pleasure are hosted on social media websites not owned by us. This may include, but is not limited to, sites such as YouTube.com (individually and collectively, the “Third Party Social Media Sites”).
We make no claim to the intellectual property rights of the owners of Third Party Social Media Sites. We also make no claim to the intellectual property rights of third party creators of Recordings hosted on Third Party Social Media Sites. Our embedding of such Recordings on this website is done pursuant to applicable licenses to do so granted by the Third Party Social Media Sites.
Embedding Recordings on this website does not create an association, agency, joint venture, or partnership between us and the owners of the Third Party Social Media Sites or impose any liability attributable to such a relationship upon either party.
Recordings are only provided for your convenience. We do not control or guarantee the accuracy, completeness, relevance, or timeliness of any information contained in the Recordings. You should know that Third Party Social Media Sites may track your viewing and listening habits.
If Recordings embedded on this website were created by us but are hosted on Third Party Social Media Sites, we retain all intellectual property rights for such Recordings except to the extent we granted a license to Third Party Social Media Sites to the Recordings. The hosting of these Recordings by Third Party Social Media Sites does not grant you any rights to such Recordings except to the extent provided under the applicable licenses those sites grant to viewers and listeners of Recordings they host on their websites.
Embedded Recordings Owned By Us And Hosted On Our Servers Or Third Party Servers Excluding Third Party Social Media Sites
Some of the Recordings embedded for your viewing and listening pleasure may be created by us and hosted on our servers or third party servers. This may include, but is not limited to cloud hosting services from Amazon.com or others but excludes the Third Party Social Media Sites described above.
We own the copyrights and all other intellectual property rights for these Recordings unless otherwise expressly noted. We make no claim to the intellectual property rights of the owners of third party servers who by contractual agreement are hosting our Recordings for us.
Hosting our Recordings on third party servers does not create an association, agency, joint venture, or partnership between us and the owners of those servers, or impose any liability attributable to such a relationship upon either party.
Recordings only provided for your convenience. We do not guarantee the accuracy, completeness, relevance, or timeliness of any information contained in the Recordings. You should know that we and/or the owners of third party servers hosting the Recordings may track your viewing and/or listening habits.
Personal Non-Exclusive Revocable Non-transferable License
When you watch or listen to the Recordings on this website, you understand and agree that you are doing so pursuant to a personal non-exclusive revocable non-transferable license from us to do so.
The Recordings remain the sole and exclusive property of their respective owners, which retain all rights thereto. You understand and agree that the Recordings may not be resold by you or otherwise distributed with or without consideration. You will not make the Recordings available to any third party. You may not reproduce or summarize any of the Recordings in any manner.
You agree to destroy any of the Recordings cached on your computer or otherwise in your possession within 24 hours of watching or listening to said Recordings. Notwithstanding this provision, you agree to immediately destroy any Recordings in your possession upon material violation of the terms and conditions contained in this document, or upon request by us that you do so.
Broken Or Obsolete Recordings
We review our website periodically for broken or out-of-date Recordings. Any and all Recordings may be posted, altered, or removed at any time. To report problems with Recordings on our website, or for more information, please send an email via our contact page.
Cyber-bullying and internet harrassment
Cyber-bullying and Internet harassment are prohibited. Although we support free speech rights, such rights are limited where the purpose or effect of the expression is to bully, harass, threaten, ridicule, embarrass, and/or intimidate others. This is particularly true in matters involving race, ethnicity, national origin, religion, gender, sex, sexual orientation, physical disability, and/or mental condition.
If we decide, in our sole discretion, that you have committed cyber-bullying acts or Internet harassment, we reserve the right to unilaterally suspend or ban your use of our Website immediately with or without notice to you. Although we are not obligated to do so, we reserve the right to monitor, investigate, and remove material posted to our Website that we determine constitutes cyber-bullying or Internet harassment.
If we suspect that the cyber-bullying acts or Internet harassment constitutes illegal activity, we may, in our sole discretion, provide information to law enforcement or other government officials for purposes of investigating the misconduct. Examples of illegal conduct include, but are not limited to, threats of violence, sending sexually explicit images, and stalking others. This sharing of information is consistent with our Website’s Privacy Policy terms governing suspected illegal activity.
Obscene and offensive content
We are not responsible for any obscene or offensive content that you receive or view from others while using our website. However, if you do receive or view such content, please contact us via our contact page so that we can investigate the matter. Although we are not obligated to do so, we reserve the right to monitor, investigate, and remove obscene or offensive material posted to our website.
Business opportunities
Without our express prior written permission, you shall not use our Website to promote, market, or advertise directly or indirectly on behalf of any “business opportunity” covered by Australian or international law. This includes, but is not limited to, comments, messages, and signature tag lines promoting a business opportunity. If you violate this provision, as determined in our sole discretion, we reserve the right to unilaterally suspend or ban your use of our Website immediately with or without notice to you, and to remove all offending content from our Website.
Indemnification
You understand and agree that you will indemnify, defend and hold us and our affiliates harmless from any liability, loss, claim and expense, including reasonable attorney’s fees, arising from your use of our website or your violation of these terms, conditions, and policies.
Compliance with governing law and dispute resolution
You agree to obey all applicable laws while using our website.
You agree that the laws of Victoria Australia govern these terms and conditions of use without regard to conflicts of laws provisions.
You also agree that any dispute between you and us, excluding any intellectual property right infringement claims we pursue against you, shall be settled solely by confidential binding arbitration by ACICA (Australian Centre for International Commercial Arbitration) rules. All claims must arbitrated on an individual basis, and cannot be consolidated in any arbitration with any claim or controversy of anyone else. All arbitration must occur in Victoria, Australia. Each party shall bear one half of the arbitration fees and costs incurred, and each party is responsible for its own lawyer fees.
Anti-spam policy
We hate unsolicited commercial email (UCE) as much as you do. Also known as spam or junk email, it is a disservice to the Internet community.
We fully endorse and comply with the requirements of the CAN-SPAM Act of 2003 (Controlling the Assault of Non-Solicited Pornography and Marketing Act), and all other applicable unsolicited commercial email laws. For example, Australia’s Spam Act 2003, may be applicable if you are using or sending to an Australian electronic mail address, and in other limited circumstances.
If you subscribe to electronic newsletters or other communications from us or our website, you will always have an option to unsubscribe immediately.
If you have additional questions, comments or concerns, please contact us via our contact page and providing us with information relating to your concern.
You may also mail your concerns to us at the following address:
Love Nin Pty Ltd – PO Box 4124, Frankston Heights, VIC 3199
Material connections and compensation disclosure policy
You should always conduct your own investigation (perform due diligence) before buying products or services from anyone via the internet. This includes products and services sold on this website and all other websites.
Material connection
Unless otherwise expressly stated, you should assume that all references to products and services on http://savingsroom.com.au are made because material connections exist between the website’s owner(s) (“Owner”) and the providers of the mentioned products and services (“Provider”).
Good faith recommendations
The Owner recommends products and services on http://savingsroom.com.au based in part on a good faith belief that the purchase of such products or services will help purchasers in general. The Owner has this good faith belief because (a) the Owner has tried the product or service mentioned prior to recommending it or (b) the Owner has researched the reputation of the Provider and has made the decision to recommend the Provider’s products or services based on the Provider’s history of providing these or other products or services. The representations made by the Owner about products and services reflect the Owner’s honest opinion based upon the facts known to the Owner at the time a product or service is mentioned on http://savingsroom.com.au.
Potential bias and due diligence
The Owner’s opinion about a product or service may be partially formed (consciously or subconsciously) in part based on the fact that the Owner has been compensated or will be compensated because of the Owner’s business relationships with the Providers.
In some instances, the Owner and a Provider will have a business or personal relationship that does not involve the Owner receiving compensation related to products and services mentioned on http://savingsroom.com.au. However, the nature of the relationship is sufficient to establish a material connection between the Owner and the Provider.
Because there may be a material connection between the Owner and Providers of products or services mentioned on http://savingsroom.com.au, you should always assume that the Owner may be biased because of the Owner’s relationship with a Provider and/or because the Owner has received or will receive something of value from a Provider.
Perform your own due diligence before purchasing a product or service mentioned on http://savingsroom.com.au (or any other website).
Compensation
The type of compensation received by the Owner may vary. In some instances, the Owner may receive complimentary products, services, or money from a Provider prior to mentioning the Provider’s products or services on http://savingsroom.com.au.
In other instances, the Owner may receive a monetary commission or non-monetary compensation when you take action based on the content of http://savingsroom.com.au. This includes, but is not limited to, when you purchase a product or service from a Provider after clicking on an affiliate link on http://savingsroom.com.au.
Health, food and savings disclaimers
This website may contain references to health-related products and/or services. The site may also refer to business opportunities or other money-making opportunities. If any such content exists on this website, the following disclaimers apply.
You understand and agree that there are important risk factors that should be considered by you when deciding whether to purchase products from the Savings Room or a subscription to the Savings Room website. The following disclaimers apply to the extent this website (http://savingsroom.com.au), our products or services, and/or our communications with you refer to income, earnings, making money, or health-related (physical and/or mental) matters.
No Earnings Projections, Promises Or Representations
You recognise and agree that we have made no implications, warranties, promises, suggestions, projections, representations or guarantees whatsoever to you about future prospects or earnings, or that you will earn any money, with respect to your purchase of products produced and listed in the Savings Room, and that we have not authorised any such projection, promise, or representation by others.
Any earnings or income savings statements, or any earnings, savings or income examples, are only estimates of what we think you could save. There is no assurance you will do as well as stated in any examples. If you rely upon any figures provided, you must accept the entire risk of not doing as well as the information provided. This applies whether the savings, earnings or income examples are monetary in nature or pertain to advertising credits which may be earned (whether such credits are convertible to cash or not).
There is no assurance that any prior successes or past results as to savings or income (whether monetary or advertising credits, whether convertible to cash or not) will apply, nor can any prior successes be used, as an indication of your future success or results from any of the information, content, or strategies. Any and all claims or representations as to income or earnings (whether monetary or advertising credits, whether convertible to cash or not) are not to be considered as “average earnings”.
(i) The Economy. The economy, both where you do business or live, and on a national and even worldwide scale, creates additional uncertainty and economic risk. An economic recession or depression might negatively affect the results produced by advice in the Savings Room and its related products..
(ii) Your Success Or Lack Of It. Your success in using the information or strategies provided at http://savingsroom.com.au depends on a variety of factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, your dedication, your motivation, your desire, or your business or personal skills or practices. Therefore, we do not guarantee or imply that you will get rich, that you will do as well, or that you will have any earnings (whether monetary or advertising credits, whether convertible to cash or not), at all.
Internet businesses and earnings derived therefrom involve unknown risks and are not suitable for everyone. You may not rely on any information presented on the website or otherwise provided by us, unless you do so with the knowledge and understanding that you can experience significant losses (including, but not limited to, the loss of any monies paid to purchase a Savings Room membership or related product, and/or any monies spent setting up, operating, and/or using products in the Savings Room, and further, that you may have no savings at all (whether monetary or advertising credits, whether convertible to cash or not), as that depends on your personal motivation, circumstance or other situation.
(iii) Forward-Looking Statements. Materials contained on this website or in materials purchased and/or downloaded from this website may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance.
Any and all forward-looking statements here, in other materials contained on this website or in materials purchased and/or downloaded from this website are intended to express our opinion of savings potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else, in fact no guarantees are made that you will achieve any results from our ideas and techniques in our material.
(iv) Due Diligence. You are advised to do your own due diligence when it comes to making personal or business decisions and should use caution and seek the advice of qualified professionals. You should check with your accountant, lawyer, bank manager, financial advisor or professional advisor, before acting on this or any information. You may not consider any examples, documents, or other content on the website or otherwise provided by us to be the equivalent of professional advice. Nothing contained on the website or in materials available for sale or download on the website provides professional advice in any way. You should consult with your own accountant, lawyer, bank manager, financial advisor or professional advisor for any questions you may have.
We assume no responsibility for any losses or damages resulting from your use of any link, information, or opportunity contained within the website or within any information disclosed by the owner of this site in any form whatsoever.
(v) Purchase Price. Although we believe the price is fair for the value that you receive, you understand and agree that the purchase price for a subscription as a member of the Savings Room or any associated products produced and listed in the Savings Room that have been arbitrarily set by us. This price bears no relationship to objective standards.
Health Disclaimers
Any references to physical or mental health on this website constitutes an educational service consisting solely of general health information. The materials in http://savingsroom.com.au are provided “as is” and without warranties of any kind either express or implied.
(i) Not a Substitute for Professional Medical Advice or Treatment. The website’s content is not a substitute for direct, personal, professional medical care and diagnosis. None of the exercises or treatments (including products and services) mentioned at http://savingsroom.com.au should be performed or otherwise used without clearance from your physician or health care provider. The information contained within is not intended to provide specific physical or mental health advice, or any other advice whatsoever, for any individual or company and should not be relied upon in that regard. We are not medical professionals and nothing on this website should be misconstrued to mean otherwise.
(ii) Health Risks. There may be risks associated with participating in activities mentioned on http://savingsroom.com.au for people in poor health or with pre-existing physical or mental health conditions. Because these risks exist, you will not participate in such activities if you are in poor health or have a pre-existing mental or physical condition. If you choose to participate in these risks, you do so of your own free will and accord, knowingly and voluntarily assuming all risks associated with such activities.
(iii) Accuracy and Completeness. Facts and information are believed to be accurate at the time they were placed in http://savingsroom.com.au. All data provided in this website is to be used for information purposes only. Products and services described are only offered in jurisdictions where they may be legally offered. Information provided is not all-inclusive, and is limited to information that is made available and such information should not be relied upon as all-inclusive or accurate.
(iv) Injuries. You agree to hold http://savingsroom.com.au, its owners, agents, and employees harmless from any and all liability for all claims for damages due to injuries, including attorney fees and costs, incurred by you or caused to third parties by you, arising out of the activities discussed on this website, excepting only claims for gross negligence or intentional tort.
Testimonials, Case Studies, and Examples
Testimonials, case studies, and examples found at http://savingsroom.com.au are exceptional results, do not reflect the typical purchaser’s experience, don’t apply to the average person and are not intended to represent or guarantee that anyone will achieve the same or similar results. If we have disclosed typical results based on information provided to us by a manufacturer or other reputable third party source, you should presume that the typical results as stated are more reliable than the testimonials and examples found at http://savingsroom.com.au.
However, you should always perform due diligence and not take such results at face value. We are not responsible for any errors or omissions in typical results information supplied to us by manufacturers or other reputable third parties.
Where specific income or earnings (whether monetary or advertising credits, whether convertible to cash or not), figures are used and attributed to a specific individual or business, that individual or business has earned that amount. There is no assurance that you will do as well using the same information or strategies. If you rely on the specific income or earnings figures used, you must accept all the risk of not doing as well. The described experiences are atypical. Your financial results are likely to differ from those described in the testimonials.
If a product or service is new, you understand that it may not have been available for purchase long enough to provide an accurate earnings history.
Food and Cooking Products
Although every effort has been made to ensure that the information in cookbook products is accurate, the Author and publisher cannot be held responsible for any loss, claim, injury or damage allegedly arising out of the use or misuse of the information in this book, including any adverse reaction to any food, food additive, recipe or cooking method. Savings Room cookbook products include dishes made with eggs, nuts and nut derivatives. It is prudent for more vulnerable people such as pregnant or nursing mothers, invalids, the elderly, young children and babies to avoid uncooked or lightly cooked dishes made with eggs, and any dishes made with nuts and nut oils. It is also prudent to check the labels of pre-prepared ingredients for the possible inclusion of egg, nuts and nut derivatives. Once prepared, dishes should be kept refrigerated or frozen, and kept according to instructions within this eBook.
Website, eBooks, printables, cheat sheets and products
This website, content, design and associated physical and digital products are copyright. The copyright includes all information within the cookbook, the cooking system itself and graphic design. Apart from any fair dealing for the purposes of private study, research, criticism or review permitted under the Copyright Act 1968, no part of this publication may be stored or reproduced by any process without prior written permission. Enquiries should be made to the Author and publisher.
Media pitch policy and monitoring
Any information disclosed within a pitch to the media is copyright. Media may not take any concept or idea directly from a media story pitched without including the Savings Room or its Author within the story pitched. The Savings Room closely monitors media activity after the writing and submission of a media pitch. Any infringement of copyright as a result of any media pitch will be investigated and acted upon by the Savings Room legal team.
Competitor Monitoring
Similarly the Savings Room legal team regularly monitors competitor sites to investigate any copyright infringements related to all parts of the site including content, design, concepts and ideas. Any infringement of copyright for financial competitor gain will be investigated and acted upon by the Savings Room legal team.
Digital Millennium Copyright Act (“DMCA”) Notice
This notice is for informational purposes only. It is not intended as, nor should it be construed as, legal advice. If you believe that your intellectual property rights have been infringed upon, or if a notice of infringement has been filed against you, you should immediately seek legal counsel.
This website, including all text, HTML, scripts, and images are copyrighted, owned, and/or licensed by Love Nin Pty Ltd and Penina Petersen. All rights reserved.
NO PART OF THIS WEBSITE MAY BE REPRODUCED OR TRANSMITTED IN ANY FORM OR BY ANY MEANS, MECHANICAL, ELECTRONIC, OR OTHERWISE, INCLUDING PHOTOCOPYING AND RECORDING, OR BY ANY INFORMATION STORAGE AND RETRIEVAL SYSTEM, OR TRANSMITTED BY E-MAIL, OR USED IN ANY OTHER FASHION WITHOUT THE EXPRESS PRIOR WRITTEN PERMISSION OF THE WEBSITE OWNER.
This, of course, excludes the downloading and temporary caching of this website on a personal computer for the explicit purpose of viewing this website, as well as any information clearly marked as reproducible. This copyright notice applies to everyone, including all visitors to this website.
DMCA provisions
The Savings Room respects the intellectual property of others and requires that individuals who visit our website or use our products and services do the same. We have a copyright infringement notification process consistent with the Digital Millennium Copyright Act ( “DMCA”), the text of which can be found on the U.S. Copyright Office site and Australian Copyright Law.
The Digital Millennium Copyright Act of 1998, found at 17 U.S.C. § 512 (“DMCA”), provides recourse for owners of copyrighted materials who believe that their rights have been infringed upon on the Internet.
Under the DMCA, the bona fide owner of copyrighted materials who has a good faith belief that their copyright has been infringed may contact not only the person or entity infringing on their copyright, but may also contact the designated agent of an Internet service provider to report alleged infringements of their protected works, when such alleged infringements appear on pages contained within the system of the Internet service provider (“ISP”).
The owner of this website and the ISP are committed to complying with international trade law, international trade practices, all United States laws, including United States copyright law. Upon receipt of a properly filed complaint under the DMCA, the owner and/or the ISP of this website will block access to the allegedly infringing material. The website owner and/or the ISP will forward a copy of the notification of claimed copyright infringement to the alleged infringer. Anyone who believes in good faith that a notice of copyright infringement has wrongfully been filed against them, may submit a Counter notice to the website owner and/or the ISP.
Notification Of claimed copyright infringement
Please send DMCA notifications of claimed copyright infringement to:
THE WEBSITE OWNER or INTERNET SERVICE PROVIDER
Copyright Agent
Love Nin Pty Ltd
PO Box 4124 Frankston Heights VIC 3199
To file a notice of infringement with either the website owner or the ISP, you must provide a written communication that sets forth the items specified below. You will be liable for damages (including damages, costs, and attorneys’ fees) if you materially misrepresent that the website or a web page is infringing your copyright. Accordingly, if you are not sure whether certain material of yours is protected by copyright laws, we suggest that you first contact an attorney.
To expedite our ability to process your request, please use the following format (including section numbers):
- Identify in sufficient detail the copyrighted work that you believe has been infringed upon.
- Identify the material that you claim is infringing the copyrighted work listed in item #1 above. (You must include the URL(s) (the location(s) of the page(s) that contains the allegedly infringing material and also include a description of the specific content which you claim is infringing on your copyright.)
- Provide information reasonably sufficient to permit the website owner to contact you (e-mail address and a phone number are required at a minimum).
- Include the following statement: “I swear, under penalty of perjury, that the information in the notification is accurate and that I am the copyright owner or am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. I also affirm that as the copyright owner, I have a good faith belief that use of the material in the manner complained of is not authorized by me, my agent, or the law.”
- The signature of the copyright owner or a person authorized to act on behalf of the copyright owner. You may send your notice via email provided such notice includes a proper electronic signature. The signature or electronic signature must be that of the copyright owner, or a person authorized to act on behalf of the owner, of an exclusive copyright that has allegedly been infringed.
Counter notification To Claimed Copyright Infringement
If a notice of copyright infringement has been filed with the website owner and/or the ISP against you, the owner and/or the ISP will attempt to notify you and provide you with a copy of the notice of copyright infringement. If you have a good faith belief that you have been wrongfully accused, you may file a counter notification with the website owner and/or the ISP. If website owner and/or the ISP receives a valid counter notification, the DMCA provides that the removed or blocked information will be restored or access re-enabled.
The website owner and/or the ISP will replace the removed material and cease disabling access to it in not less than 10, nor more than 14, business days following receipt of the counter notification, unless the website owner and/or ISP first receives notice from the complaining party that such complaining party has filed an action seeking a court order to restrain the alleged infringer from engaging in infringing activity relating to the material on this website.
Please be advised that United States / Australian copyright law provides substantial penalties for a false counter notice filed in response to a notice of copyright infringement. Accordingly, if you are not sure whether certain material of yours is protected by copyright laws, we suggest that you first contact an attorney.
Counter notification to claimed copyright infringement
These website terms, conditions, policies, and notices are Copyright © Love Nin Pty Ltd and licensed for use by the owner of this website at http://savingsroom.com.au. All Rights Reserved. No portion of this document may be copied or used by anyone other than the licensee without the express written permission of the copyright owner.
Miscellaneous provisions
Severability Of These Terms, Conditions, and Policies
If any part of these terms, conditions, and policies are determined by a court of competent jurisdiction to be invalid or unenforceable, that part shall be limited or eliminated to the minimum extent necessary so that the remainder of these terms and conditions are fully enforceable and legally binding.
Modifications and termination
The above terms, conditions and policies may change from time to time. If such changes are made, they will be effective immediately, and we will notify you by a notice posted on our website’s home page that changes have been made. If you disagree with the changes that have been made, you should not use our website.
We may terminate these terms, conditions, and policies for any reason and at any time without notice to you.
If you are concerned about these terms, conditions, and policies, you should read them each time before you use our website. Any questions or concerns should be brought to our attention by sending an email via our contact page and providing us with information relating to your concern.
These terms, conditions, and policies were last updated on November 20, 2014.
How to contact us
Any questions or concerns about these terms, conditions, and policies should be brought to our attention via our contact page, and providing us with information relating to your concern.
You may also mail your concerns to us at the following address:
Love Nin Pty Ltd – PO Box 4124, Frankston Heights, VIC 3199
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