peninapetersen

Lots of tests, experiments and labels happening at...

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Apr 16

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Lots of tests, experiments and labels happening at my house. Kids everywhere. Decluttering. Cleaning. Final moments with the book. Such madness. It’s getting cold here. I’m excited!!!! P.S I think it’s time to buy a new beanie - ha!!! #beanie #declutter #homeorganization #experiments #book #dinner #mum #mom #schoolholidays #labelmaker #wifeswapau #wifeswapaustralia #penina #peninapetersen #followmeplease

peninapetersen

One of the most important skills I've learned...

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Apr 16

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One of the most important skills I've learned to master in life is visualisation. I've have used this hack for most of my life. The thing is, your most powerful asset is your subconscious mind. Once you have put yourself in a picture life this, your subconscious mind continues to set those images in your brain behind the scenes as you go about daily businesss. Try this. It works! Eventually, your brain works at getting you what you want without you doing much else. You can't unsee a positive picture you've created of yourself. These images will eventually stamp out the negative images you may have. I hope this works for you in terms of feeling more empowered every day.

peninapetersen

Our school holiday adventure continued. Coco and ...

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Apr 15

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Our school holiday adventure continued.  Coco and ventured out to Frankston’s awesome new venue General Public. There were so many great photo opportunities there. We played a game of pool, went bowling, ventured out to lunch and had some fun playing arcade games. Loving being back home after our big Grampians country adventure. Back to work for this mum! Play dates galore happening at our place! #retro #vintage #s #vintagestyle #art #fashion #retrostyle #aesthetic #classic #style #oldschool #love #nostalgia #photography #design #music #nintendo #retrogaming #sfashion #videogames #antique #interiordesign #gaming #vintagefashion #vintageshop #retroaesthetic #gamer #instagood #vintageclothing #bhfyp

peninapetersen

Here’s a little Tuesday inspiration from my ...

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Apr 13

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Here’s a little Tuesday inspiration from my first book Table Tucker - where it all began. #peninapetersen #tabletucker #inspiration

peninapetersen

OMG this was so much fun. We went on a one hour ...

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Apr 8

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OMG this was so much fun. We went on a one hour ride through the beautiful bike paths in the Grampians. These were e-bikes on hire for $40 each. We are happy to spend this kind of money on a holiday because we save so much on dinner!!!! Now that we’ve become financially free mortgage-wise we can afford this kind of thing. Although we did stock our motel room from the supermarket so we could save our pennies for this awesome ride. So worth it!!! Best fun ever!!!! This was an impromptu ride. Luckily I had my board shorts with me to wear under my black t-shirt dress. Yay! #scooter #ebike #e-bike #grampiansbikehire #ngsc #fun #funtimes #holiday #travel #melbourne #thepetersens #petersenfamily #havingsomuchfun #yeah #thingstodo #travelling

peninapetersen

Here’s a list of the little kit I took on our ...

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Apr 8

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Here’s a list of the little kit I took on our three day trip. Black t-shirt dress, stretch jeans.
sneakers, socks, thongs, slipper socks,  underwear, bras, bathroom bag,
hair straightener,  squishable shopping
bags, swimmers, sunscreen, handbag, wallet, sunnies, baby wipes, beanie, squishable sunhat, out-for-dinner top, dress sandals, compartment camera bag, tech and laptop. The black -t-shirt dress is so handy. Because you can wear it out for dinner, to the pool and over the jeans! I love and live in my black t-shirt dress. The camera bag is also great because it has compartments which makes organising daily gear for a train or coach easy! You will always be able to find stuff. #travel #packinghacks #travelhacks #packforapurpose #weekendtrips #weekendvibes #bag #handbag #travelbag #camerabag

peninapetersen

In the summer of 2004 my husband and I were $50k ...

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Apr 7

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In the summer of 2004 my husband and I were $50k in debt. We moved to outback Australia (Kambalda in WA - 60km out of Kalgoorlie) to get completely out of our comfort zone. It worked. Life has never been the same again. This week I went on an unplanned adventure with my beautiful daughter. We venture out when we need it. This was the most fun we’ve had in years. We returned to the Grampians region - where I was once Bushfire Recovery Officer. It was amazing to return to see the community as incredible as it always was and even better. Rejuvenation is a beautiful moment. Thank you Halls Gap - for giving us the amazing day we so needed. Xoxoxoxo #hallsgap #Grampians #hallsgapebikehire #ebikehirehallsgap #ngsc #visitvictoria #melbourne

peninapetersen

#hallsgapbikehire watch this space #grampians ...

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Apr 7

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#hallsgapbikehire watch this space #grampians #firstlove #victoria #visitvictoria #hallsgap #visithallsgap #happiness #fun #thepetersens #thepetersenfamily

peninapetersen

Heading to Halls Gap for ice-cream and some ...

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Apr 7

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Heading to Halls Gap for ice-cream and some amazing Grampians views. More coach time!

peninapetersen

Travelling through Great Western home to ...

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Apr 6

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Travelling through Great Western home to Seppelt’s Winery. They do amazing underground tours here. #ngsc #Grampians #Ararat #Stawell #stawellgoldmine #headingwest #getoutoftown #fun #travel #thepetersens #petersenfamily #dayoff #holiday #happytimes #travelinspiration #bus #coach
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              Indulgent dream life wall

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              Nifty tricks for saving big on meat

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              Ways to save money fast around the house today

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                Your Dream Kitchen Including Appliances for Under $5k

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                  T’is The Season To Be Thrifty In July

                  Home Page New

                  Piggy Banks & Savings Accounts Aren’t The Only Path To A Fatter Wallet

                  Home Page New

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                    Here’s a smart solution! Rent camera gear for amazing shots & savings. Wow your Insta-audience too.

                    Here’s a smart solution! Rent camera gear for amazing shots & savings. Wow your Insta-audience too.

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                      How to get rich | 110 quirky ways to feel rich

                      by Penina Petersen
                      April 28, 2016
                      in Bills & Budgeting, Entertainment, Hacks, Mind
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                      How to get rich | 110 quirky ways to feel rich
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                      There’s a visualisation theory that if you want to learn how to get rich you need to start acting like a rich person. Apparently, the law of attraction predicts that if you act rich for long enough, you will eventually morph into the rich person you are pretending to be. The irony is that if you are doing this, you are living like a rich person anyway, right?

                      Note: This article isn’t about being pretentious. It’s about having a bit of fun while you are learning how to get rich! Just thought I’d better clarify that one 🙂

                      How to get rich trick

                      One of my favourite tricks for feeling rich is drinking Champagne in Economy class. This trick has a some advantages. Firstly, drinking bubbly gives a girl a feeling of glamour. But Champagne also calms the nerves and is cheaper than a bottle of Rescue Remedy purchased in a random attack of flight-fright at the airport. Further, if the plane goes down, at least you had fun and felt rich when it happened!

                      Life is short – so enjoy yourself while you are learning how to get rich!

                      Depending on your definition of what rich is, many argue that being rich isn’t about money at all. You can get rich, be rich and feel rich from adventures that are not related to money. For example, hugs from my kids make me feel like the richest woman alive and they don’t cost anything, well in money terms anyway!

                      Tips for how to get rich like a Kardashian

                      Perhaps you fancy yourself as special as a Hilton or a Kardashian? Well that would involve a simple trip to Google Images or Pinterest to discover what these celebrities are wearing and how they are acting. You’ll find that they wear big sunnies, dangle designer handbags of their arms and walk with purpose – as if the world is watching.

                      Well, there’s nothing stopping you from doing that! Act as if the world is watching! Dangle a fake version of a designer handbag. Have fun with your adventure. Take a photo of yourself on the street or outside a designer store like a Louis Vuitton store and send the photo to Facebook. Take more pictures of yourself in exotic locations, wearing exotic clothes. Be your own paparazzi! Eventually people on Facebook will start commenting about how much you look like a celebrity.

                      There you go – you are an instant celebrity! Congrats. Who knows…your pic may even go viral! Stranger things have happened.

                      Life at the Langham on Fifth Avenue

                      Another way to be rich is to take a bubble bath. There are bubble baths around the world in five-star hotels. But you don’t need to book into the Langham on Fifth Avenue to get that fancy feeling of feeling fabulously rich. No. Simply go into your bathroom and pour yourself and deliciously hot bath. Now add bath salts and some bubble bath. Now strip off and sink in. Sink right under so your ears are under the water. Close your eyes and image you are at the Langham. Life is cheap if you have an amazing imagination! I am constantly in a Hotel in New York or a swim-up bar in Fiji whether I am in a bath or at the spa pool at the local recreation centre!

                      Life is too short to enjoy a hot bath anywhere other than where your imagination takes you!

                      For more fantastic ideas on how to how to get rich for cheap, get to work soaking up the great ideas in this cheat sheet which delivers fabulous ideas on how to feel rich and get rich fast!


                      How to get rich | 110 quirky ways to feel rich

                      Act like a celebrity

                      Walk with purpose. Wear big sunnies and dangle a handbag.

                      Be a philanthropist

                      Give to someone in greater need. This will make you feel richer than anyone.

                      Bling yourself

                      Wear cheap bling and feel glamorous on special nights out.

                      Bubble bath

                      Have a bubble bath. Light some candles in the bathroom. Enjoy Champagne.

                      Bunch of flowers

                      Send a bunch of flowers to yourself at work.

                      Burn candles

                      Burn scented candles at home for a little luxury.

                      Burn incense

                      Burn incense for a rich relaxation experience.

                      Buy an old boat

                      Buy an old boat and spend years fixing it up. Eventually you will sail it!

                      Buy cuff links

                      Cuff links are not expensive to buy but add class to a shirt for going out.

                      Café by the ocean

                      Seek out a café with a gorgeous view near the ocean.

                      Cake and tea

                      Go out for a perfect piece of cake and a cup of perfectly brewed tea. Lovely.

                      Celebrity fashion

                      See what the stars are wearing in magazines. Recreate the outfit from op shops.

                      Champagne

                      At your next party create a Champagne fountain centrepiece.

                      Champagne flight

                      Drink Champagne in economy on a flight. This always makes me feel rich.

                      Chase oysters

                      At every opportunity gorge on oysters and scallops! Chase those waiting staff around at weddings.

                      Cheap massage

                      Massage your feet and body on the jets of a recreation centre spa.

                      Cheap pampering

                      Investigate beauty schools in your area and book in for some cheap pampering.

                      Cheap therapist

                      Talk to your dog or cat. You do not have to be rich to have a therapist.

                      Cheap Veuve

                      Aldi sell Veuve Sparkling Brut from the same region in France. Much cheaper!

                      Cheese fondue

                      Invest in a fondue set and make cheese fondue. Add white wine to the fondue.

                      Chocolate

                      Enjoy a few pieces of quality chocolate and a glass of wine.

                      Chocolate fondue

                      Make chocolate fondue with large oversized strawberries at your next party.

                      Cooking classes

                      Learn from chefs teaching cooking on YouTube. Learn the tricks of the masters.

                      Crackers and pate

                      Serve pâté and crackers at your next party or eat it alone.

                      Day at the beach

                      Bask in the sun. Visualise being at your dream destination.

                      Day at the races

                      Enter Fashions on the Field at the races. Win money and acclaim!

                      Delicious cupcakes

                      Make fluffy cupcakes. Put them in a nice box and deliver them to yourself.

                      Dine out

                      Go out to an expensive restaurant. Go for lunch instead of dinner.

                      Dream car

                      Put a fake emblem on the steering wheel of your car. Act like your fake Audi is real!

                      Dream out loud

                      Say ‘Just a sec. Just have to move the Audi (or name of your dream car).’ Visualise it.

                      Dress your best

                      Dress rich. Enjoy the pleasure of feeling and looking great. Accept compliments!

                      Drink Baileys

                      Sit by the fire and drink Baileys on the rocks.

                      Eat mud cake

                      Sit in the garden with a small fork and nibble away at a piece of mud cake. Drink tea.

                      Enjoy a fruit platter

                      Buy a nice selection of fruit and make a platter. Enjoy wine as you pick from the platter.

                      Enlist a Chauffeur

                      If you cannot afford a special birthday ask a friend to be your chauffeur.

                      Enlist a friend chef

                      Invite a friend chef to come early to all your parties. Bribe them with cocktails.

                      Exhibition opening

                      Go to an opening and meet artists. They will inspire you.

                      Fake a nose job

                      Use the beauty tips in the Savings Room to fake a nose job using bronzer!

                      Fake gold card

                      Visualisation. Keep a fake, cardboard gold card in your wallet.

                      Famous quotes

                      Learn quotes from famous writers and philosophers. Throw into conversation.

                      Fiji for free

                      In a spa close your eyes and imagine you are in Fiji. Smell that coconut oil.

                      Finance books

                      If you continually browse the finance sections of bookstores you will get richer.

                      Float on a Lilo

                      Float out on a lilo for ages. Order people around who are on land.

                      Florist visit

                      Visit a gorgeous florist shop. Pick a beautiful single flower for yourself.

                      Food festivals

                      Enjoy free wine and gourmet treats at wine and food festivals.

                      Free steam room

                      Add eucalyptus to the bottom of a hot shower for a free steam room.

                      Get a fake pool

                      Apply a digital print of an infinity pool overlooking the ocean on a backyard wall.

                      Get into first class

                      If you have any reason to ask for an upgrade, go for it! Try your luck.

                      Give to charity

                      You will feel richer giving your unwanted items to charity.

                      Go on a ferry ride

                      Going on a ferry ride is always cost-effective. Feel like you are really living the life!

                      Go out for brunch

                      Call friends and meet them for brunch.

                      Go sailing

                      Go sailing in a dingy on a river. This is still sailing. You will want a bigger boat!

                      Go shopping

                      Add items to your online shopping cart. Now abandon your cart. Great fun!

                      Go to the races

                      Going to the races is a great chance to dress up. Create a great Op shop outfit.

                      Go to weddings

                      Try to get invites to more weddings. Drink Champagne and eat canapés for free!

                      Go wine tasting

                      This is a great day out with friends and is a cheap way to enjoy wine!

                      High tea

                      Invite the girls over in summer for high tea in the garden. Wear hats and dresses.

                      Hire a limo instead

                      Hire a limousine back from the airport. Share with others to reduce costs.

                      Holiday reading

                      Read The Secret by Rhonda Byrne if you have not already. Ask for abundance.

                      Home as hotel

                      Invest in a hotel style trolley. Clean and set up your house like it is hotel.

                      Hotel luxury

                      Invest in a cheap yet luxurious feeling white robe and white slippers.

                      Invest in a Lilo

                      Float on a lilo in a pool or at the beach. Enjoy a beverage while you are out there.

                      Lavish parties

                      Throw creatively cheap and lavish parties. Add fairy floss, feathers and bling.

                      Learn etiquette

                      Learn all social etiquette rules. You do not have to be rich to be classy.

                      Listen to jazz music

                      Listen to jazz music in the evenings for relaxation. Enjoy a wine.

                      Listen to opera

                      Cook while drinking wine and listening to opera.

                      Listen to the classics

                      While lazing around on a Sunday afternoon, listen to classical music.

                      Luxurious lotions

                      Create and brand your own gorgeous lotions and beauty products.

                      Make fresh juice

                      Invest in a juicer and make freshly squeezed juices.

                      Make lemonade

                      If life gives you lemons, have your chef make you lemonade. Adopt this great saying!

                      Money magazines

                      Visit news agencies and libraries. Read money and finance magazines.

                      More lilo fun

                      Even if people call you in while you are out on your lilo, ignore them.

                      Name your home

                      Think up a rich sounding name for your home. Put a sign on your front fence.

                      Nice driving music

                      Listen to classical music while driving. Your cheap car will feel more expensive!

                      Nice perfume

                      A little spray of perfume always gives some instant luxury. Invest in one great scent.

                      Photoshop life

                      Photoshop yourself standing in front of your dream home or car. Pin up and visualise.

                      Pick from a platter

                      Platters are not expensive. Enjoy a simple blue cheese and cracker platter with wine.

                      Plan a great holiday

                      Plan the details of your dream holiday. Keep planning. Eventually you will go.

                      Play opera loud

                      Before heading out for your Saturday coffee listen to opera.

                      Pretty cocktails

                      Enjoy a lavish looking cocktail now and then. Treat yourself on a Friday night.

                      Private library

                      Set up a private library in your home or a book nook. Retire there in the evenings.

                      Quality coffee

                      Invest in a coffee machine. Enjoy espresso every day of the week on the cheap.

                      Read magazines

                      Casually flip through magazines as if you have all the time in the world.

                      Rent a huge home

                      Even if your rental is old and rundown, the space will make you feel richer. Pimp it!

                      Rich mansions

                      Driving around and looking at rich houses is great for visualising a richer future.

                      Room service

                      Order take out pizza and call it room service! Say ‘Let’s get room service tonight.’

                      Scotch on the rocks

                      Enjoy a scotch on the rocks near a fire. Discuss political matters with people.

                      Seaside cafes

                      Go to a café with a gorgeous view. Enjoy some quiet time.

                      Share a nanny

                      Get a bunch of friends together and share a nanny. Create your nanny group here.

                      Shop in rich areas

                      Buy handbags and designer outfits at Op shops in rich areas for dirt-cheap prices.

                      Sit in a pergola

                      Sit in a pergola in your garden, or at the park. Get away from it all.

                      Sit in hotel lobbies

                      Visit hotels. Have doors opened for you and sit in the foyer. Visualise the rich life.

                      Soak in a spa pool

                      Find a moment and visit a spa pool at a recreation centre near your home.

                      Stay in bed

                      Stay in bed all day in your pyjamas reading books and drinking tea.

                      Strawberries

                      Buy some strawberries.  Pop one into a glass of Champagne for a treat.

                      Stylish water bottle

                      Refill a stylish water bottle. Take it everywhere with you. Fiji water looks nice.

                      Swimming pools

                      If you do not have a swimming pool at home, visit public pools. Stay there all day.

                      Take up gardening

                      Invest in a small gardening set and some flower seeds. Watch your flowers grow.

                      Test drive a car

                      Dress up in an expensive looking suit. Test-drive your dream car.

                      Thank you notes

                      When someone does something nice for you, send a classy thank you note.

                      Topiary

                      If you have a hedge, shape it into something. Topiary is great fun!

                      University lectures

                      Attend free lectures in the city. Learn important new theories. Meet people.

                      Visit a perfumery

                      Visit a perfumery. Enjoy an amazing treat for the senses.

                      Visit a ski town

                      Visit a ski town for the day. Go to a café and sit by a warm fire.

                      Visit a stylish café

                      Drive to a café in a rich area. Sit in rich environments. Get used to your future life!

                      Visualise Greece

                      Bask in the backyard and imagine you are on a Greek island.

                      Wear a fake Rolex

                      If you wear a fake Rolex you will eventually want to get a new one.

                      Wear tartan

                      Men. Just for fun wear tartan to parties. You will be a hit with the quirky-minded.

                      Weekend paper

                      Read the paper every weekend as part of your coffee routine.

                      Wine with dinner

                      Plan a gourmet meal and enjoy a red or white wine with dinner.


                      Need more great ideas on how to feel happy on a budget?

                      Read more and access over 6000+ saving tips as well as these happiness cheat sheets.

                      • 135 wonderful ways to lift your mood instantly
                      • 300+ simple ways to find happiness on a budget

                      Keep this list handy if you would like to enjoy a little luxury even though you are on a budget. Visualisation is a very effective tool for helping you reach your money goals.

                      Also be sure to check out my Pinterest Board on how to feel rich. My youtube video on How to feel rich, fake it and live a luxury life on the cheap. Also check out this website: FakingRich.com

                      Tags: feel richhow to get richluxury
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                      Penina Petersen

                      Penina Petersen

                      Published Author, blogger, mumpreneur and eco-warrier.

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                      Welcome to the Savings Room

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                      peninapetersen

                      Lots of tests, experiments and labels happening at...

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                      Apr 16

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                      Lots of tests, experiments and labels happening at my house. Kids everywhere. Decluttering. Cleaning. Final moments with the book. Such madness. It’s getting cold here. I’m excited!!!! P.S I think it’s time to buy a new beanie - ha!!! #beanie #declutter #homeorganization #experiments #book #dinner #mum #mom #schoolholidays #labelmaker #wifeswapau #wifeswapaustralia #penina #peninapetersen #followmeplease

                      peninapetersen

                      One of the most important skills I've learned...

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                      Apr 16

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                      One of the most important skills I've learned to master in life is visualisation. I've have used this hack for most of my life. The thing is, your most powerful asset is your subconscious mind. Once you have put yourself in a picture life this, your subconscious mind continues to set those images in your brain behind the scenes as you go about daily businesss. Try this. It works! Eventually, your brain works at getting you what you want without you doing much else. You can't unsee a positive picture you've created of yourself. These images will eventually stamp out the negative images you may have. I hope this works for you in terms of feeling more empowered every day.

                      peninapetersen

                      Our school holiday adventure continued. Coco and ...

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                      Apr 15

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                      Our school holiday adventure continued.  Coco and ventured out to Frankston’s awesome new venue General Public. There were so many great photo opportunities there. We played a game of pool, went bowling, ventured out to lunch and had some fun playing arcade games. Loving being back home after our big Grampians country adventure. Back to work for this mum! Play dates galore happening at our place! #retro #vintage #s #vintagestyle #art #fashion #retrostyle #aesthetic #classic #style #oldschool #love #nostalgia #photography #design #music #nintendo #retrogaming #sfashion #videogames #antique #interiordesign #gaming #vintagefashion #vintageshop #retroaesthetic #gamer #instagood #vintageclothing #bhfyp

                      peninapetersen

                      Here’s a little Tuesday inspiration from my ...

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                      Apr 13

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                      Here’s a little Tuesday inspiration from my first book Table Tucker - where it all began. #peninapetersen #tabletucker #inspiration

                      peninapetersen

                      OMG this was so much fun. We went on a one hour ...

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                      Apr 8

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                      OMG this was so much fun. We went on a one hour ride through the beautiful bike paths in the Grampians. These were e-bikes on hire for $40 each. We are happy to spend this kind of money on a holiday because we save so much on dinner!!!! Now that we’ve become financially free mortgage-wise we can afford this kind of thing. Although we did stock our motel room from the supermarket so we could save our pennies for this awesome ride. So worth it!!! Best fun ever!!!! This was an impromptu ride. Luckily I had my board shorts with me to wear under my black t-shirt dress. Yay! #scooter #ebike #e-bike #grampiansbikehire #ngsc #fun #funtimes #holiday #travel #melbourne #thepetersens #petersenfamily #havingsomuchfun #yeah #thingstodo #travelling

                      peninapetersen

                      Here’s a list of the little kit I took on our ...

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                      Apr 8

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                      Here’s a list of the little kit I took on our three day trip. Black t-shirt dress, stretch jeans.
sneakers, socks, thongs, slipper socks,  underwear, bras, bathroom bag,
hair straightener,  squishable shopping
bags, swimmers, sunscreen, handbag, wallet, sunnies, baby wipes, beanie, squishable sunhat, out-for-dinner top, dress sandals, compartment camera bag, tech and laptop. The black -t-shirt dress is so handy. Because you can wear it out for dinner, to the pool and over the jeans! I love and live in my black t-shirt dress. The camera bag is also great because it has compartments which makes organising daily gear for a train or coach easy! You will always be able to find stuff. #travel #packinghacks #travelhacks #packforapurpose #weekendtrips #weekendvibes #bag #handbag #travelbag #camerabag

                      peninapetersen

                      In the summer of 2004 my husband and I were $50k ...

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                      Apr 7

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                      In the summer of 2004 my husband and I were $50k in debt. We moved to outback Australia (Kambalda in WA - 60km out of Kalgoorlie) to get completely out of our comfort zone. It worked. Life has never been the same again. This week I went on an unplanned adventure with my beautiful daughter. We venture out when we need it. This was the most fun we’ve had in years. We returned to the Grampians region - where I was once Bushfire Recovery Officer. It was amazing to return to see the community as incredible as it always was and even better. Rejuvenation is a beautiful moment. Thank you Halls Gap - for giving us the amazing day we so needed. Xoxoxoxo #hallsgap #Grampians #hallsgapebikehire #ebikehirehallsgap #ngsc #visitvictoria #melbourne

                      peninapetersen

                      #hallsgapbikehire watch this space #grampians ...

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                      Apr 7

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                      #hallsgapbikehire watch this space #grampians #firstlove #victoria #visitvictoria #hallsgap #visithallsgap #happiness #fun #thepetersens #thepetersenfamily

                      peninapetersen

                      Heading to Halls Gap for ice-cream and some ...

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                      Apr 7

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                      Heading to Halls Gap for ice-cream and some amazing Grampians views. More coach time!
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                      savingsroom

                      After we cut up our credit cards we vowed never to...

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                      Apr 16

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                      After we cut up our credit cards we vowed never to get one again and we never did. If you can’t afford to buy it now. Wait. Find it second hand. Go without it. If you pay for it with a credit card you’ll be paying much more for it. Ask yourself? Is it worth the future financial pain? Look after your future self. #creditcarddebt #creditscore #creditcard #creditrepairservices #creditrepair #creditcards #debtfreecommunity #credit #creditrestoration #financialfreedom #debtfreejourney #debtfree #credittips #creditmatters #fixmycredit #debt #studentloans #crediteducation #creditgoals #budgeting #badcredit #creditispower #financialliteracy #creditscoreincrease #creditconsultant #creditkarma #bankruptcy #creditbuilding #personalfinance #bhfyp

                      savingsroom

                      Amazing things can happen on a spend-free weekend....

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                      Apr 9

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                      Amazing things can happen on a spend-free weekend. You will make many discoveries, discover some old and good stuff around the house and even make new friends out and about on a free adventure. I'd love to know how you what you would do on a spend-free weekend.

                      savingsroom

                      We were once $50k in debt. We moved to a remote ...

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                      Apr 8

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                      We were once $50k in debt. We moved to a remote area away from all distractions such as partying friends and expensive city lifestyles. We spent a year completely focused on clearing debt. We worked every day and came home every night, reducing our debt until all the debt was gone. It wasn't what we were making that helped us clear that debt. It was what we weren't spending. We cut up credit cards and improved our credit score by paying bills on time etc. After that we saved a home deposit for a cheap country duplex property. Two cottages on one title.
We then built equity in the home by renovating it out of our wages, while we enjoyed a simple country life. We also continued to work full-time to pay down the loan while our kids were young. After that we rented out that property (rents were high in an area where there was big demand for rentals). We moved back closer to the city, to a regional area close to the beach and with a train line to the city. We used the country property to buy a large home on a double block in a growing area. We renovated that property using the same method as above. Building equity through wages. My husband learned valuable trade skills so we could do everything ourselves. I got good at researching supplies for the renovation. After some time, the duplex property started to pay off both our mortgages. We became essentially mortgage-free while still living in the home we were living in. We purchased both properties in areas which were either tourist towns, or had industry or growing infrastructure. More to come. What's your get out of debt story? Or hacks and tips you can share with others. #debtfreecommunity #debtfreejourney #debt #budgeting #savinghacks #debtfreedom #frugal #frugallife #debtfreecommunityuk #getoutofdebt #savingsroom  #thepetersens #petersenfamily #broke #savingsroomblog #savings #piggybank #debtjourney

                      savingsroom

                      Here’s a great way to save on your next road ...

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                      Apr 8

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                      Here’s a great way to save on your next road trip! #savemoney #financialfreedom #money #couponcommunity #couponing #savings #deals #coupons #neverpayfullprice #coupon #budgeting #personalfinance #budget #save #savingmoney #debtfreecommunity #frugalliving #free #savetime #onlineshopping #debtfree #clearance #shopping #extremecouponing #couponer #frugal #business #savemoneylivebetter #sale #bhfyp

                      savingsroom

                      peninapetersen
                      Just to prove we do know how to...

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                      Apr 2

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                      peninapetersen
Just to prove we do know how to have fun! I wrote this list way back in 2018 and we've been working off this list for years. There are so many cheap and fun ideas here. I thought this would be a great one to share for anyone hanging around home this Easter break or even those lucky enough to escape. Enjoy the sunshine!!!! We're off to the beach tomorrow for kayaking with friends. Can't wait!!!!
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peninapetersen
#havefun #thingstodo #notcleaning #thepetersens #petersenfamily #thepetersenfamily #Easterfun #holidayfun #thingstodo #mums #moms #mummy #mommy #kids #children #fun #bored #thingstodoathome #happiness #frugal #savemoney #debtfree #frugal #money #whattodo #Easterholidayfun #cheatsheet #savingsroom #getoutofdebt #cheapfun
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                      savingsroom

                      Trying to get some numbers on followers who wish ...

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                      Mar 30

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                      Trying to get some numbers on followers who wish they were spending less on groceries. Please like if you would like to spend less. #savemoney #financialfreedom #money #couponcommunity #couponing #savings #deals #coupons #neverpayfullprice #coupon #budgeting #personalfinance #budget #save #savingmoney #debtfreecommunity #frugalliving #free #savetime #onlineshopping #debtfree #clearance #shopping #extremecouponing #couponer #frugal #business #savemoneylivebetter #sale #bhfyp

                      savingsroom

                      Can’t afford expensive anti-ageing creams? ...

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                      Mar 27

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                      Can’t afford expensive anti-ageing creams? I’ve been doing this for about six months now and I’ve noticed a considerable difference to my skin. Apply straight after getting out of the shower after drying your face (when skin is still warm and soft) and then apply moisturiser as normal. Also don’t forget to hydrate from the inside by drinking lots of water 💦. This really works for me :-) #antiageing #skincare #beauty #skin #skincareroutine #glowingskin #antiaging #aesthetics #healthyskin #acne #microneedling #facial #antiwrinkle #wrinkles #antiageingskincare #collagen #dermalfillers #antiage #cosmetics #skincaretips #facials #skinhealth #skincareproducts #natural #skinrejuvenation #selfcare #beautifulskin #skintightening #clearskin #bhfyp

                      savingsroom

                      Acronyms are a great way to remember important ...

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                      Mar 24

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                      Acronyms are a great way to remember important ideas. Here’s one I created for the word save. I hope to works for you. #savemoney #financialfreedom #money #couponcommunity #couponing #savings #deals #coupons #neverpayfullprice #coupon #budgeting #personalfinance #budget #save #savingmoney #debtfreecommunity #frugalliving #free #savetime #onlineshopping #debtfree #clearance #shopping #extremecouponing #couponer #frugal #business #savemoneylivebetter #sale #bhfyp

                      savingsroom

                      Meat is getting expensive post COVID. This a a ...

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                      Mar 22

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                      Meat is getting expensive post COVID. This a a great way to get more for your spend and stretch that meat out a little further while adding goodness. #savemoney #financialfreedom #money #couponcommunity #couponing #savings #deals #coupons #neverpayfullprice #coupon #budgeting #personalfinance #budget #save #savingmoney #debtfreecommunity #frugalliving #free #savetime #onlineshopping #debtfree #clearance #shopping #extremecouponing #couponer #frugal #business #savemoneylivebetter #sale #bhfyp
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