Note: I am currently updating this post to reflect 2022 pricing. Thanks. Savings are much more for current financial times.
If you love to make money but are tired of working at a job you don’t like, you should check out these hot finance tips! I’m about to show you how to save at least $350 without working an extra minute or hour.
These savings tips will help you save money fast if you need clothes for your kids or you want to pay for that summer home extension.
Say hello to fat-free finance.
Make money the easy way instead of working extra hours
There are many well-meaning penny-pinchers who aim to make a little extra money by getting a part-time job cooking pizzas, doing telemarketing while the world sleeps, or clicking on quick-rich schemes online. In spite of the fact that these extra hours (all of which are taxed!) will help make money, they will only add more stress to an already busy day. There are also associated costs like gas and lunches, which can reduce the impact of these make-money goals.
No. I have a better way.
Each quarter, I review all of our accounts. Instead of spending the extra day at work, I spend it at my computer on a spreadsheet (or at GetPocketbook) going through my finances with the precision of a surgeon.
You will need the following to make money and save $350
- If possible, a landline for making 1300 or 1800 calls to suppliers.
- A computer for researching stuff online and visiting comparison sites.
- A notebook for recording numbers and savings.
- One day without distractions.
When we don’t handle our finances well, it’s hard to save and make money
Many supermarkets, petrol stations and electricity companies cash in on your lack of time while you are busy living.
When we are busy, our finances can easily spiral out of control. Firstly, we don’t have a lot of time to be checking these accounts. In addition, it is often easier to go out for lunch after Little Athletics than it is to get up an extra half hour earlier and pack a picnic lunch for the whole family. Sometimes we just say, “Screw it!” After all, it’s the weekend! I’m tired, over it, and I’m going to sleep in!
Well, that attitude of stuffing it can add up to thousands of dollars over the course of a year. This could mean the difference between saving for a vacation or extending your home. You can still sleep in on a Saturday morning – you just need to pack that picnic on Friday night while you’re having drinks!
Here are my hot tips for making money and saving money without working
It is a win-win situation if you apply these tips to your life. 350 dollars can be half of a full-time wage for some consumers. Getting particular about your budget and finances is a no-brainer. You’ll reap the rewards when you tie up all your loose ends financially.
- Cut your clothes bill by $11 a week by buying secondhand or getting hand-me-downs
- Spend less on groceries when you use cooking systems like Dollar Dinners – Save $115 a week
- If you want to save $5 each week, visit a budget hairdresser or use a buzz cutter on the boys or your husband’s hair.
- Bundling insurance and shopping around can save you $20 each week. Make sure you get the best rate possible when you bundle!
- Changing your driving habits can save you $20 a week. You can save money at the gym by walking a few days a week to your destination.
- Save $15 each week: Don’t sign up for another mobile phone contract. Just unlock your phone and get a TPG internet sim card instead. Save a lot!
- You can save $20 each week by bundling your phone service with the internet through TPG or another provider. You can watch movies at home using an Apple TV or other device if you have unlimited internet service.
- If you downsize your home you can save $60 per week. You can move to a cheaper rental. Not only will you save on rent, but also on your utility bills.
- Downsizing will save you big on electricity and gas. Save $30 a week. The big savings are on heating and cooling.
- Save $8 each week by not buying lottery tickets. Instead, place the money into a savings account for little Johnny or Sue.
- You can save $20 a week by making your own takeaway food. Frozen battered fish, chips, and pizza are perfect for those moments when you really want takeaway.
- Save $5 each week by never getting a fine this year. Park in the right place. You should never run a light and get zapped by a camera. Take precautions.
- Choose the cheapest entertainment plan – like Amazon Prime for $6.99 and be sure it is packed with features.
- Make your own lunch every day for the entire year and save $20. Make your own lunch every day for the entire year and save $20.
- Compare gas and electricity prices every week to save $4. Check comparison sites for the cheapest deals and switch.
Total savings? $350 for the week. (Note: I’m currently updating these savings to reflect 2022 pricing. Thanks).
Here’s the clincher:
You will have the TIME to maintain this procedure until your accounts are trimmed down if you are not working extra hours. Trim the fat from your finances and live a better day. I always feel great when I put my finances on a diet. It’s a win-win for me and my family.
Stay tuned for my next fat-free finance adventure.
You can practise my cooking system here, which saves consumers $600 a month (much more in 2022) until my next book is out.