budgeting tools

I’m not a great flyer and friends and relatives don’t like flying with me. I’m one of those people who clutch my loved one’s arms, clenching my fingers into their skin, and staring at them without blinking while I imagine falling from the sky with my whole life to think about on my way down.…

If you love to make money but you are tired of slaving over a desk each day in a job you don’t really like, you will love these hot finance tips! I’m about to show you how to make at least $350 in savings and how to do it without an extra minute or hour of…

When shopping online I like to consider myself a savvy shopper. No. Scrub that. I like to consider myself a super-strategic online shopping guru. For example, I just travelled New Zealand for $1 a day in a luxury relocation 8-berth campervan! You can’t beat deals much better than this and let me assure you –…

The alcohol and party season is fast approaching and while Australians are preparing to fire up their BBQs for the silly season, there are some shocking statistics that might make Australians think twice about how they consume alcohol at a party. Shocking facts about alcohol consumption in Australia The cost of alcohol misuse is approximately $25bn…

Finding cheap gifts is no easy feat. It’s often not so much the price of the gift itself, but rather the associated costs of buying the gift! Think of the coffees and donuts consumed in malls across the country during the Christmas shopping period. If we counted those up alone we’d need to rework that budget…

Coupons are fun for clipping, saving, stretching a dollar and are a hobby for people the world over. With technology coupons have taken on a new life. No longer are newspaper, junk mail and website coupons it. Deal and discount coupon sites like Groupon show how the world has gone gaga about discount sites and coupons. Coupons aren’t…

In terms of Christmas shopping effectively it is worth thinking outside the square and having a good think about how you get a lot for little. Since Christmas is such a sharing and caring time of year, it is worth getting mates to help out, asking people what you want, and finding tactics for avoiding…

Food delivery is one way to save on groceries this Christmas. Firstly, buying groceries from the comfort of a couch through a food delivery service like Coles Online is relaxing. What is more relaxing and enjoyable is sorting items by price and then discovering that you’ve saved over $100 because you didn’t get sucked in…

Xmas decorations are fun. I love the time of year I get to dig around the shed looking for our old box of Christmas decorations. When I find the box, I call the kids with urgency. But since my kids are usually taken up with more exciting endeavours like Minecraft or Peppa Pig, they don’t…

Finding Christmas gift ideas is simple if you arm yourself with the right tools. It’s easy to get carried away at Christmas chomping down on Xmas mince tarts and getting tangled up in tinsel. Fun, frivolous and festive antics like this cost money once accumulated over time. How about a simple trip to the mall…