peninapetersen

Can't wait to start our adventure. I'm ...

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Can't wait to start our adventure. I'm excited!

peninapetersen

A little Tuesday morning inspiration :-) ...

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A little Tuesday morning inspiration :-) #inspiration #motivation #love #life #instagood #quotes #success #instagram #lifestyle #motivationalquotes #believe #positivevibes #happiness #selflove #mindset #inspirationalquotes #goals #happy #loveyourself #bhfyp #follow #like #art #fitness #quoteoftheday #positivity #yourself #entrepreneur #quote #bhfyp⁣
 Auto Post 9:44 AM (AEDT)

peninapetersen

Had an amazing weekend at this amusement festival ...

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Mar 1

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Had an amazing weekend at this amusement festival at Frankston's beautiful foreshore. I love to venture out in Frankston and capture all that glitters about our great city. Be sure to check out my Instagram account #Frankstongold where I post all the pictures I take with the kids. I'll try to put some up here too. There are so many hidden secrets about this great city. We love living here. It's such a peaceful and stress-free life.

peninapetersen

I'm still very much a kid at heart. I still ...

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Mar 1

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I'm still very much a kid at heart. I still believe in wishing, dreaming and making dreams come too. As a writer I don't think I'll ever lose the kid in me. I hope you never lose the magic. BTW - be careful what you wish for. Your wishes may well come true.

peninapetersen

Finally got my hair and eyebrows done. It was so ...

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Feb 28

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Finally got my hair and eyebrows done. It was so nice to have a day off. I needed it!!!! 

#woman #love #girl #fashion #beauty #style #beautiful #photography #instagood #art #women #portrait #like #instagram #model #girls #photooftheday #follow #me #happy #photo #moda #man #summer #myself #makeup #picoftheday #lifestyle #selfie #bhfyp

peninapetersen

Me too! I must have flowers, always, always! Thank...

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Feb 28

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Me too! I must have flowers, always, always! Thank you Monet.

peninapetersen

Love this delicious smoothie bowl with fresh ...

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Feb 27

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Love this delicious smoothie bowl with fresh blackberries, blueberries, banana, sunflower seeds, pumpkin seeds, chia seeds and coconut. Get your glow on every day by eating happy, fresh and delicious smoothie bowls.

peninapetersen

Lacking motivation? I keep a gym box so on any day...

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Feb 26

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Lacking motivation? I keep a gym box so on any day I have everything I need to go for a run. When I wake up I never feel like going for a run. But, I've made a habit of putting my gym gear on. Once I'm in the gear I feel a bit silly if I don't go for a run. Once I'm in my gear (after school drop off), I get out of the car near the beach. Once I'm out of the car, I feel silly standing at the beach not running. So I start running. Once running, there's no way out as people are watching me run and I'd feel silly if I stopped running. After a few weeks my body takes over my mind and wants to run. Then I don't even have to think about it. The body is amazing like that! I just rinse and repeat all of the above every day. Works for me!!!!! And, it all starts with this little gym box.

peninapetersen

I loved this home project. Firstly, moving books ...

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Feb 26

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I loved this home project. Firstly, moving books is a workout! Secondly, this was a nice way to add colour to a bedroom. Finally, colour-coding books makes them easier to find. This is because I always remember the colour of a book as opposed the name or author. I hope you enjoy my rainbow bookshelf as much as I enjoyed putting it together. l

peninapetersen

Want to save but don't know where to start. ...

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Feb 25

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Want to save but don't know where to start. Go old school with these simple jars. Savings is a habit. These are a quick way to kickstart your mind into saving. Think outside the square. Sometimes you have to spend a little to save alot. More on this to come. I've got some amazing goodness for you. Auto Post 4:23 PM (AEDT) Save Changes
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                      What the phone? How to make your smartphone smarter..

                      by Penina Petersen
                      February 6, 2021
                      in Latest, MONEY, Save Money, Technology
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                      Here’s a staggering stat: According to ASIC, the average Aussie family spends more on mobile phone bills than they do on childcare. If you’re a modern data-guzzling consumer like me, you’ll know how critical these nifty little (and not-so-little anymore) contraptions are now.

                      Us parents are hooked. The kiddies are hooked. The whole world is hooked.

                      stevepb / Pixabay

                      Think robot

                      Our phones are never far from us. They’re strapped to our hands and popped in our pockets permanently, as we go about our day. They’re thrown into handbags and backpacks the country over.

                      They’re with us every hour of every day, every week of the year.

                      Do you have phone FOMO?

                      We have phone FOMO too (Fear of missing out on our your phones.)

                      If you’ve ever lost your phone in the house, or left it at home after venturing out – you’ll understand the kind of withdrawal I’m talking about.

                      We so take our phones for granted. These little workhorses grind at the centre of our lives daily and we probably don’t give them enough love or credit.

                      They must feel so used, but then we are paying a pretty penny for the privilege of having them in our lives.

                      FirmBee / Pixabay

                      There’s great news for phone owners as a result of some market trends. These can slash your phone bill and put good dollars back into the family budget. Here are today’s tips on how you and your phone can live even more harmoniously together.

                      Don’t renew that phone contract

                      We all know the danger of the ole’ phone contract. I’ve been there. I know the sadness that comes with realising you are locked in and stuck with a too-expensive plan and with a tired old phone. This is always such a grave realisation. A lot of consumers have become wiser now. Personally, I’m a BYO phone person now because I learnt that lesson the hard way.

                      Here are a few ways you can stay out of a contract:

                      1. Buy a phone outright and bring your own SIM
                      2. Don’t renew your contact, keep the phone longer and then add your own SIM

                      Note: People are holding on to their phones for longer. The average iPhone is owned for 30 months now. This is up from 24 months in 2015.

                      Here’s the benefit of doing this:

                      Halve your payments with one super simple money-saving step! All phone companies offer SIM or prepaid plans – so this is super easy to do.

                      helloolly / Pixabay

                      Here’s what to do next

                      1. Phone companies will call when your contract is up and encourage you to renew.
                      2. Don’t say yes.
                      3. Instead ask what your options are and whether you can move to a SIM Only or their Best Prepaid Plan.
                      Unsplash / Pixabay

                      Shop around

                      For extra points – shop around – the networks are all on a par now

                      There is huge competition between phone companies for your business. Most plans come with unlimited calls and SMS in Australia now. This is good and gives you one less thing to worry about.

                      The real focus is on how much data you get in your plan.

                      The prepaid SIM market is full of introductory offers, which give more data value. Smaller phone companies like Boost Mobile and Amaysim generally offer better data inclusions than bigger companies.

                      FirmBee / Pixabay

                      A common mistake

                      Many consumers choose Telstra because it is assumed they have better coverage.

                      In the past, Telstra was better but now other phone companies have caught up. Independent research shows Optus and Vodafone cover the same networks as Telstra (within a couple of percent anyway).

                      Clker-Free-Vector-Images / Pixabay

                      Parental controls

                      Here’s one standout addition to phone plans. At the end of last year, OVO Mobile introduced their ‘pocket money’ plan. For $10 a month, about the cost you’d want to pay for a first phone service, you get unlimited SMS (so your child can never run out – and not be in contact) and a small voice allowance.

                      The plan also comes with a 1 GB of 4G data, which is suitable for beginners.

                      Smart mobile phones are essentially internet connected computers so, cleverly, OVO’s plan comes with a parental lock facility. Sign up and you’ll get access to an app. You’ll be able to shut the phone off automatically, at the same time every night to avoid arguments. You can meter the time they have to play games on phones.

                      Finally, and importantly, those dark recesses of the internet are blacklisted. Impressionable minds can’t accidentally stray to unsuitable places on the web.

                      Pexels / Pixabay

                      Get entertained

                      Finally, for sports lovers and the like, there’s another new trend in phone plans. Some come with free entertainment options.

                      If you have AFL or NRL fans in your family, you’ll know all about it. Telstra offer free (on top of your plan) NRL & AFL seasonal game videos in the NRL and AFL seasons. Further, you won’t be charged for the data you use watching the games.

                      Optus has a similar scheme for the EPL, English premier League. Their plans allow unlimited streaming of a number of internet radio stations – including Pandora and Spotify – for example.

                      tpsdave / Pixabay

                      Get the goodness

                      These simple steps will drastically reduce your phone bill, while keeping everyone happy:

                      • Get out of contracts
                      • Don’t get sucked into getting a new phone that basically does the same as the one you’ve got.
                      • Focus on the data you’re getting in a phone plan
                      • Look at data you can get for free if you love entertainment
                      • Be aware of the child-friendly options available
                      FirmBee / Pixabay

                      Win-win-win-win-win!!!

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                      Can't wait to start our adventure. I'm excited!

                      peninapetersen

                      A little Tuesday morning inspiration :-) ...

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                      A little Tuesday morning inspiration :-) #inspiration #motivation #love #life #instagood #quotes #success #instagram #lifestyle #motivationalquotes #believe #positivevibes #happiness #selflove #mindset #inspirationalquotes #goals #happy #loveyourself #bhfyp #follow #like #art #fitness #quoteoftheday #positivity #yourself #entrepreneur #quote #bhfyp⁣
 Auto Post 9:44 AM (AEDT)

                      peninapetersen

                      Had an amazing weekend at this amusement festival ...

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                      Mar 1

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                      Had an amazing weekend at this amusement festival at Frankston's beautiful foreshore. I love to venture out in Frankston and capture all that glitters about our great city. Be sure to check out my Instagram account #Frankstongold where I post all the pictures I take with the kids. I'll try to put some up here too. There are so many hidden secrets about this great city. We love living here. It's such a peaceful and stress-free life.

                      peninapetersen

                      I'm still very much a kid at heart. I still ...

                      View

                      Mar 1

                      Open
                      I'm still very much a kid at heart. I still believe in wishing, dreaming and making dreams come too. As a writer I don't think I'll ever lose the kid in me. I hope you never lose the magic. BTW - be careful what you wish for. Your wishes may well come true.

                      peninapetersen

                      Finally got my hair and eyebrows done. It was so ...

                      View

                      Feb 28

                      Open
                      Finally got my hair and eyebrows done. It was so nice to have a day off. I needed it!!!! 

#woman #love #girl #fashion #beauty #style #beautiful #photography #instagood #art #women #portrait #like #instagram #model #girls #photooftheday #follow #me #happy #photo #moda #man #summer #myself #makeup #picoftheday #lifestyle #selfie #bhfyp

                      peninapetersen

                      Me too! I must have flowers, always, always! Thank...

                      View

                      Feb 28

                      Open
                      Me too! I must have flowers, always, always! Thank you Monet.

                      peninapetersen

                      Love this delicious smoothie bowl with fresh ...

                      View

                      Feb 27

                      Open
                      Love this delicious smoothie bowl with fresh blackberries, blueberries, banana, sunflower seeds, pumpkin seeds, chia seeds and coconut. Get your glow on every day by eating happy, fresh and delicious smoothie bowls.

                      peninapetersen

                      Lacking motivation? I keep a gym box so on any day...

                      View

                      Feb 26

                      Open
                      Lacking motivation? I keep a gym box so on any day I have everything I need to go for a run. When I wake up I never feel like going for a run. But, I've made a habit of putting my gym gear on. Once I'm in the gear I feel a bit silly if I don't go for a run. Once I'm in my gear (after school drop off), I get out of the car near the beach. Once I'm out of the car, I feel silly standing at the beach not running. So I start running. Once running, there's no way out as people are watching me run and I'd feel silly if I stopped running. After a few weeks my body takes over my mind and wants to run. Then I don't even have to think about it. The body is amazing like that! I just rinse and repeat all of the above every day. Works for me!!!!! And, it all starts with this little gym box.

                      peninapetersen

                      I loved this home project. Firstly, moving books ...

                      View

                      Feb 26

                      Open
                      I loved this home project. Firstly, moving books is a workout! Secondly, this was a nice way to add colour to a bedroom. Finally, colour-coding books makes them easier to find. This is because I always remember the colour of a book as opposed the name or author. I hope you enjoy my rainbow bookshelf as much as I enjoyed putting it together. l
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