peninapetersen

One of the most important skills I've learned...

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Apr 16

Open
One of the most important skills I've learned to master in life is visualisation. I've have used this hack for most of my life. The thing is, your most powerful asset is your subconscious mind. Once you have put yourself in a picture life this, your subconscious mind continues to set those images in your brain behind the scenes as you go about daily businesss. Try this. It works! Eventually, your brain works at getting you what you want without you doing much else. You can't unsee a positive picture you've created of yourself. These images will eventually stamp out the negative images you may have. I hope this works for you in terms of feeling more empowered every day.

peninapetersen

Our school holiday adventure continued. Coco and ...

View

Apr 15

Open
Our school holiday adventure continued.  Coco and ventured out to Frankston’s awesome new venue General Public. There were so many great photo opportunities there. We played a game of pool, went bowling, ventured out to lunch and had some fun playing arcade games. Loving being back home after our big Grampians country adventure. Back to work for this mum! Play dates galore happening at our place! #retro #vintage #s #vintagestyle #art #fashion #retrostyle #aesthetic #classic #style #oldschool #love #nostalgia #photography #design #music #nintendo #retrogaming #sfashion #videogames #antique #interiordesign #gaming #vintagefashion #vintageshop #retroaesthetic #gamer #instagood #vintageclothing #bhfyp

peninapetersen

Here’s a little Tuesday inspiration from my ...

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Apr 13

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Here’s a little Tuesday inspiration from my first book Table Tucker - where it all began. #peninapetersen #tabletucker #inspiration

peninapetersen

OMG this was so much fun. We went on a one hour ...

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Apr 8

Open
OMG this was so much fun. We went on a one hour ride through the beautiful bike paths in the Grampians. These were e-bikes on hire for $40 each. We are happy to spend this kind of money on a holiday because we save so much on dinner!!!! Now that we’ve become financially free mortgage-wise we can afford this kind of thing. Although we did stock our motel room from the supermarket so we could save our pennies for this awesome ride. So worth it!!! Best fun ever!!!! This was an impromptu ride. Luckily I had my board shorts with me to wear under my black t-shirt dress. Yay! #scooter #ebike #e-bike #grampiansbikehire #ngsc #fun #funtimes #holiday #travel #melbourne #thepetersens #petersenfamily #havingsomuchfun #yeah #thingstodo #travelling

peninapetersen

Here’s a list of the little kit I took on our ...

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Apr 8

Open
Here’s a list of the little kit I took on our three day trip. Black t-shirt dress, stretch jeans.
sneakers, socks, thongs, slipper socks,  underwear, bras, bathroom bag,
hair straightener,  squishable shopping
bags, swimmers, sunscreen, handbag, wallet, sunnies, baby wipes, beanie, squishable sunhat, out-for-dinner top, dress sandals, compartment camera bag, tech and laptop. The black -t-shirt dress is so handy. Because you can wear it out for dinner, to the pool and over the jeans! I love and live in my black t-shirt dress. The camera bag is also great because it has compartments which makes organising daily gear for a train or coach easy! You will always be able to find stuff. #travel #packinghacks #travelhacks #packforapurpose #weekendtrips #weekendvibes #bag #handbag #travelbag #camerabag

peninapetersen

In the summer of 2004 my husband and I were $50k ...

View

Apr 7

Open
In the summer of 2004 my husband and I were $50k in debt. We moved to outback Australia (Kambalda in WA - 60km out of Kalgoorlie) to get completely out of our comfort zone. It worked. Life has never been the same again. This week I went on an unplanned adventure with my beautiful daughter. We venture out when we need it. This was the most fun we’ve had in years. We returned to the Grampians region - where I was once Bushfire Recovery Officer. It was amazing to return to see the community as incredible as it always was and even better. Rejuvenation is a beautiful moment. Thank you Halls Gap - for giving us the amazing day we so needed. Xoxoxoxo #hallsgap #Grampians #hallsgapebikehire #ebikehirehallsgap #ngsc #visitvictoria #melbourne

peninapetersen

#hallsgapbikehire watch this space #grampians ...

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Apr 7

Open
#hallsgapbikehire watch this space #grampians #firstlove #victoria #visitvictoria #hallsgap #visithallsgap #happiness #fun #thepetersens #thepetersenfamily

peninapetersen

Heading to Halls Gap for ice-cream and some ...

View

Apr 7

Open
Heading to Halls Gap for ice-cream and some amazing Grampians views. More coach time!

peninapetersen

Travelling through Great Western home to ...

View

Apr 6

Open
Travelling through Great Western home to Seppelt’s Winery. They do amazing underground tours here. #ngsc #Grampians #Ararat #Stawell #stawellgoldmine #headingwest #getoutoftown #fun #travel #thepetersens #petersenfamily #dayoff #holiday #happytimes #travelinspiration #bus #coach

peninapetersen

Heading to the beautiful Grampians region for an ...

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Apr 5

Open
Heading to the beautiful Grampians region for an adventure with Coco. We are having so much old school fun on this country train. Reading books, drawing silly pictures and chatting on. We had an early rise for this trip. The train is not crowded at all - which is great. We will post more of this adventure as we go. We hope you enjoy riding with us today!!!! Xoxoxo #train #Ballarat #countryvictoria #visitvictoria #Melbourne #VictoriaAustralia #happiness #mumanddaughter #havingfun #thepetersens #petersenfamily #travel #traintravel #fun #wifeswapaustralia #wifeswapau
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              Nifty tricks for saving big on meat

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              Ways to save money fast around the house today

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                Swoon-worthy modern living rooms

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                Your Dream Kitchen Including Appliances for Under $5k

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                  T’is The Season To Be Thrifty In July

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                  Piggy Banks & Savings Accounts Aren’t The Only Path To A Fatter Wallet

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                  The Finance Industry’s Incredible Ability to Keep the Money Rolling In

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                      5 simple tips for slashing your gas bill

                      by Penina Petersen
                      March 8, 2016
                      in Car Tips
                      1
                      5 simple tips for slashing your gas bill
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                      Petrol prices are on the rise. It usually costs around $70 to fill up my humble Ford Focus at the bowser, but yesterday it cost me $80! That’s a pretty significant jump in a few weeks. According to ABC News’ latest report they are set to soar this year and we’ll be getting more pain at the pump!

                      It’s a good thing that each year’s crop of new cars are getting more efficient to help ease the discomfort we are all feeling from these money-sucking bowsers. But then there’s the whole issue of how you drive your car. The proposed mileage your car salesperson may have sold you, will not hold nearly as much weight if you are burning people off at the lights and driving at full speed down a highway when you could ease off a little and jump into the slow lane.

                      Here are five simple tips you for slashing your gas bill and getting more bang for your buck!

                      1. Lighten the load!

                      If you are a mum like me you may be guilty of this one. I often use my car as a spare room. In fact, I practically live in my car as my life as mum and taxi driver. Then there’s my weekend clean outs – so I’ll often have bags of stuff in the back of my car designated for the op shops. Then there’s the pram and gear for the beach during summer.

                      Yes. It is convenient to keep stuff in my car – but lugging all that stuff around can get heavy so I’ve become more conscious of taking the really heavy stuff out. So the pram is now out and the stuff for the op-shops gets dropped off that day!

                      Options include taking all that stuff out or buying a car that actually weighs less than my Ford Focus, as opposed to say – a Land Rover.

                      Bonus tip: Also avoid putting cargo on your roof to avoid aerodynamic drag and boost efficiency!

                      2. Lose your idle habits

                      Leaving your car running when it’s parked is a great way to burn unnecessary fuel. Check out my article on 10 ways to burn cash with your car and you’ll get the picture! Idling can use up to almost two litres of fuel per hour, depending on the size of your car’s engine and whether or not you leave the air-conditioner blasting. Make a habit of turning your car off when it’s parked. That’s the whole point of parking it!

                      3. Go easy on the pedals

                      Let’s compare the difference between cost-effective driving and hammering like a crazy heavy-footed gas-guzzling maniac! Sure. You can be assertive on the road. You can do it with stickers, signage and hand signals if you like. But slamming on the brakes and overtaking vehicles just for the fun or in a pent-up road-rage fury is not only silly – but it is expensive! So easy off the accelerator, gear-down instead of brake and take it a bit slower and you’ll find your car will feel the love in terms of less wear and tear and better fuel economy. Be nice to your car and it will repay you in cash!

                      4. Stick to the speed limit

                      Try to avoid being a ‘need to speed’ type. I usually catch up with most people who pass me at the next set of lights. Sure – people call me ‘Driving Miss Daisy’ but my car is a place of peace, happiness and relaxation! Those speed-demons really should try it, because driving around like a maniac actually makes a person feel more aggressive. So use cruise control, stick within the speed limit, drive at a consistent speed and enjoy the ride! You’ll probably get to your destination within the same timeframe and you’ll get there with more money in your pocket and that’s a great reason to slow down!

                      5. Consolidate your trips

                      At the end of a long day at work most people just want to get home and relax. In the evening they might head out again and run errands like doing a grocery shop or checking a post box. But stop! Try to consolidate your trips and run those errands on the way home. Remember – every time you get in that money-sucking machine you are taking money out of your bank account. Make a list of your errands. Actually I keep an ‘out and about’ checklist on Trello. That way when I am out in my car – I make sure all my ‘out and abouts’ are done in one go. This not only saves money in terms of petrol but also makes my life easier by doing my tasks in bulk and consolidating your trips!

                      These are just a few simple steps you can take to put more cash in your stash. Be sure to check out my Auto and Cars section to learn more driving habits you can adopt to save time and money. Happy driving!

                       

                      Tags: Australia's No.1 Savings Bloggerauto and carsbest money saving tipscar insurancecarscheap car insurancecheapest car insurancecheapest car insurance australiacheapest petrolcompare car insurancegasgas billpetrol billreduce petrol costsrental car insurance car insurance tipssave money on car insurancesave on car insurancesave on petrolsaving blogssavingssavings blogsavings bloggersavings blogssavings tipssimple savings
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                      Comments 1

                      1. Nicole Stanley says:
                        7 years ago

                        Nice post, one more thing I would like to add is that inflated tyres can reduce your car’s gas efficiency by as much as 3%. So make it a point to check your car tires regularly and pump them up to the required air pressure at regular intervals at least once a month in order to maintain the air pressure in them.

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                      peninapetersen

                      One of the most important skills I've learned...

                      View

                      Apr 16

                      Open
                      One of the most important skills I've learned to master in life is visualisation. I've have used this hack for most of my life. The thing is, your most powerful asset is your subconscious mind. Once you have put yourself in a picture life this, your subconscious mind continues to set those images in your brain behind the scenes as you go about daily businesss. Try this. It works! Eventually, your brain works at getting you what you want without you doing much else. You can't unsee a positive picture you've created of yourself. These images will eventually stamp out the negative images you may have. I hope this works for you in terms of feeling more empowered every day.

                      peninapetersen

                      Our school holiday adventure continued. Coco and ...

                      View

                      Apr 15

                      Open
                      Our school holiday adventure continued.  Coco and ventured out to Frankston’s awesome new venue General Public. There were so many great photo opportunities there. We played a game of pool, went bowling, ventured out to lunch and had some fun playing arcade games. Loving being back home after our big Grampians country adventure. Back to work for this mum! Play dates galore happening at our place! #retro #vintage #s #vintagestyle #art #fashion #retrostyle #aesthetic #classic #style #oldschool #love #nostalgia #photography #design #music #nintendo #retrogaming #sfashion #videogames #antique #interiordesign #gaming #vintagefashion #vintageshop #retroaesthetic #gamer #instagood #vintageclothing #bhfyp

                      peninapetersen

                      Here’s a little Tuesday inspiration from my ...

                      View

                      Apr 13

                      Open
                      Here’s a little Tuesday inspiration from my first book Table Tucker - where it all began. #peninapetersen #tabletucker #inspiration

                      peninapetersen

                      OMG this was so much fun. We went on a one hour ...

                      View

                      Apr 8

                      Open
                      OMG this was so much fun. We went on a one hour ride through the beautiful bike paths in the Grampians. These were e-bikes on hire for $40 each. We are happy to spend this kind of money on a holiday because we save so much on dinner!!!! Now that we’ve become financially free mortgage-wise we can afford this kind of thing. Although we did stock our motel room from the supermarket so we could save our pennies for this awesome ride. So worth it!!! Best fun ever!!!! This was an impromptu ride. Luckily I had my board shorts with me to wear under my black t-shirt dress. Yay! #scooter #ebike #e-bike #grampiansbikehire #ngsc #fun #funtimes #holiday #travel #melbourne #thepetersens #petersenfamily #havingsomuchfun #yeah #thingstodo #travelling

                      peninapetersen

                      Here’s a list of the little kit I took on our ...

                      View

                      Apr 8

                      Open
                      Here’s a list of the little kit I took on our three day trip. Black t-shirt dress, stretch jeans.
sneakers, socks, thongs, slipper socks,  underwear, bras, bathroom bag,
hair straightener,  squishable shopping
bags, swimmers, sunscreen, handbag, wallet, sunnies, baby wipes, beanie, squishable sunhat, out-for-dinner top, dress sandals, compartment camera bag, tech and laptop. The black -t-shirt dress is so handy. Because you can wear it out for dinner, to the pool and over the jeans! I love and live in my black t-shirt dress. The camera bag is also great because it has compartments which makes organising daily gear for a train or coach easy! You will always be able to find stuff. #travel #packinghacks #travelhacks #packforapurpose #weekendtrips #weekendvibes #bag #handbag #travelbag #camerabag

                      peninapetersen

                      In the summer of 2004 my husband and I were $50k ...

                      View

                      Apr 7

                      Open
                      In the summer of 2004 my husband and I were $50k in debt. We moved to outback Australia (Kambalda in WA - 60km out of Kalgoorlie) to get completely out of our comfort zone. It worked. Life has never been the same again. This week I went on an unplanned adventure with my beautiful daughter. We venture out when we need it. This was the most fun we’ve had in years. We returned to the Grampians region - where I was once Bushfire Recovery Officer. It was amazing to return to see the community as incredible as it always was and even better. Rejuvenation is a beautiful moment. Thank you Halls Gap - for giving us the amazing day we so needed. Xoxoxoxo #hallsgap #Grampians #hallsgapebikehire #ebikehirehallsgap #ngsc #visitvictoria #melbourne

                      peninapetersen

                      #hallsgapbikehire watch this space #grampians ...

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                      Apr 7

                      Open
                      #hallsgapbikehire watch this space #grampians #firstlove #victoria #visitvictoria #hallsgap #visithallsgap #happiness #fun #thepetersens #thepetersenfamily

                      peninapetersen

                      Heading to Halls Gap for ice-cream and some ...

                      View

                      Apr 7

                      Open
                      Heading to Halls Gap for ice-cream and some amazing Grampians views. More coach time!

                      peninapetersen

                      Travelling through Great Western home to ...

                      View

                      Apr 6

                      Open
                      Travelling through Great Western home to Seppelt’s Winery. They do amazing underground tours here. #ngsc #Grampians #Ararat #Stawell #stawellgoldmine #headingwest #getoutoftown #fun #travel #thepetersens #petersenfamily #dayoff #holiday #happytimes #travelinspiration #bus #coach
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                      Amazing things can happen on a spend-free weekend....

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                      Apr 9

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                      Amazing things can happen on a spend-free weekend. You will make many discoveries, discover some old and good stuff around the house and even make new friends out and about on a free adventure. I'd love to know how you what you would do on a spend-free weekend.

                      savingsroom

                      We were once $50k in debt. We moved to a remote ...

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                      Apr 8

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                      We were once $50k in debt. We moved to a remote area away from all distractions such as partying friends and expensive city lifestyles. We spent a year completely focused on clearing debt. We worked every day and came home every night, reducing our debt until all the debt was gone. It wasn't what we were making that helped us clear that debt. It was what we weren't spending. We cut up credit cards and improved our credit score by paying bills on time etc. After that we saved a home deposit for a cheap country duplex property. Two cottages on one title.
We then built equity in the home by renovating it out of our wages, while we enjoyed a simple country life. We also continued to work full-time to pay down the loan while our kids were young. After that we rented out that property (rents were high in an area where there was big demand for rentals). We moved back closer to the city, to a regional area close to the beach and with a train line to the city. We used the country property to buy a large home on a double block in a growing area. We renovated that property using the same method as above. Building equity through wages. My husband learned valuable trade skills so we could do everything ourselves. I got good at researching supplies for the renovation. After some time, the duplex property started to pay off both our mortgages. We became essentially mortgage-free while still living in the home we were living in. We purchased both properties in areas which were either tourist towns, or had industry or growing infrastructure. More to come. What's your get out of debt story? Or hacks and tips you can share with others. #debtfreecommunity #debtfreejourney #debt #budgeting #savinghacks #debtfreedom #frugal #frugallife #debtfreecommunityuk #getoutofdebt #savingsroom  #thepetersens #petersenfamily #broke #savingsroomblog #savings #piggybank #debtjourney

                      savingsroom

                      Here’s a great way to save on your next road ...

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                      Apr 8

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                      Here’s a great way to save on your next road trip! #savemoney #financialfreedom #money #couponcommunity #couponing #savings #deals #coupons #neverpayfullprice #coupon #budgeting #personalfinance #budget #save #savingmoney #debtfreecommunity #frugalliving #free #savetime #onlineshopping #debtfree #clearance #shopping #extremecouponing #couponer #frugal #business #savemoneylivebetter #sale #bhfyp

                      savingsroom

                      peninapetersen
                      Just to prove we do know how to...

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                      Apr 2

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                      peninapetersen
Just to prove we do know how to have fun! I wrote this list way back in 2018 and we've been working off this list for years. There are so many cheap and fun ideas here. I thought this would be a great one to share for anyone hanging around home this Easter break or even those lucky enough to escape. Enjoy the sunshine!!!! We're off to the beach tomorrow for kayaking with friends. Can't wait!!!!
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peninapetersen
#havefun #thingstodo #notcleaning #thepetersens #petersenfamily #thepetersenfamily #Easterfun #holidayfun #thingstodo #mums #moms #mummy #mommy #kids #children #fun #bored #thingstodoathome #happiness #frugal #savemoney #debtfree #frugal #money #whattodo #Easterholidayfun #cheatsheet #savingsroom #getoutofdebt #cheapfun
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                      savingsroom

                      Trying to get some numbers on followers who wish ...

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                      Mar 30

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                      Trying to get some numbers on followers who wish they were spending less on groceries. Please like if you would like to spend less. #savemoney #financialfreedom #money #couponcommunity #couponing #savings #deals #coupons #neverpayfullprice #coupon #budgeting #personalfinance #budget #save #savingmoney #debtfreecommunity #frugalliving #free #savetime #onlineshopping #debtfree #clearance #shopping #extremecouponing #couponer #frugal #business #savemoneylivebetter #sale #bhfyp

                      savingsroom

                      Can’t afford expensive anti-ageing creams? ...

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                      Mar 27

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                      Can’t afford expensive anti-ageing creams? I’ve been doing this for about six months now and I’ve noticed a considerable difference to my skin. Apply straight after getting out of the shower after drying your face (when skin is still warm and soft) and then apply moisturiser as normal. Also don’t forget to hydrate from the inside by drinking lots of water 💦. This really works for me :-) #antiageing #skincare #beauty #skin #skincareroutine #glowingskin #antiaging #aesthetics #healthyskin #acne #microneedling #facial #antiwrinkle #wrinkles #antiageingskincare #collagen #dermalfillers #antiage #cosmetics #skincaretips #facials #skinhealth #skincareproducts #natural #skinrejuvenation #selfcare #beautifulskin #skintightening #clearskin #bhfyp

                      savingsroom

                      Acronyms are a great way to remember important ...

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                      Mar 24

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                      Acronyms are a great way to remember important ideas. Here’s one I created for the word save. I hope to works for you. #savemoney #financialfreedom #money #couponcommunity #couponing #savings #deals #coupons #neverpayfullprice #coupon #budgeting #personalfinance #budget #save #savingmoney #debtfreecommunity #frugalliving #free #savetime #onlineshopping #debtfree #clearance #shopping #extremecouponing #couponer #frugal #business #savemoneylivebetter #sale #bhfyp

                      savingsroom

                      Meat is getting expensive post COVID. This a a ...

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                      Mar 22

                      Open
                      Meat is getting expensive post COVID. This a a great way to get more for your spend and stretch that meat out a little further while adding goodness. #savemoney #financialfreedom #money #couponcommunity #couponing #savings #deals #coupons #neverpayfullprice #coupon #budgeting #personalfinance #budget #save #savingmoney #debtfreecommunity #frugalliving #free #savetime #onlineshopping #debtfree #clearance #shopping #extremecouponing #couponer #frugal #business #savemoneylivebetter #sale #bhfyp

                      savingsroom

                      You know when you go to buy something online and ...

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                      Mar 19

                      Open
                      You know when you go to buy something online and there's a box for a coupon code? Make a habit out of opening a new browser window at that point. Search for a coupon code for the product. Often you will find one. This can add up to massive savings over a one year period. More money in the bank - yay!!! Try it this weekend if you are purchasing something online. #savemoney #financialfreedom #money #couponcommunity #couponing #savings #deals #coupons #neverpayfullprice #coupon #budgeting #personalfinance #budget #save #savingmoney #debtfreecommunity #frugalliving #free #savetime #onlineshopping #debtfree #clearance #shopping #extremecouponing #couponer #frugal #business #savemoneylivebetter #sale #bhfyp
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