Credit & Debt

Credit Repair: The Option We Wish We Knew We Had

Imagine This Imagine if you lost everything you knew, loved and took for granted. Your friends. Your mum’s trifle. The best coffee in town. A market fresh tomato. Live music on a Sunday afternoon. Shopping for shoes. Fresh seafood. The ocean… Well… This is what happened to me. How We Buried A Life & Dug Up A Dream Today I’m sharing …

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Mortgage Payment | Be as shifty as your real estate agent and find your dream home

I am happy to report that hubby and I sealed a deal on our new family home yesterday! Woohoo! Do I sound casual about it? If so, I’m lying. It was a horrible experience. Hubby and I looked at over 35 houses and bid on at least six of them before finally being ‘accepted’ into …

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Should I save an emergency fund? The answer is yes! Do it now.

Life is full of little emergencies. Some are awful and others are just annoying. I’ve had a few in the last few years that have tested my well-planned budgeting tactics. There was the time we moved house from the country. I moved to the beach while my hubby stayed up in the country finishing a …

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How much will uni cost ? | Heaps. Beg or get waitressing…

If you have read most of my blog posts you will have read about my days at uni. Though these days were amazing fun they were also filled with many nights and weekends working three jobs. I worked some days during the week at a market, most evenings working customer service or waitressing at functions …

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Car Affordability | How to drive yourself into debt

Cars are such guzzlers of money, money and yep…money. There’s petrol, maintenance, insurance, parts, traffic fines… the list goes on. So why the hell would you go out and buy a car on a finance plan? Sure. You may have ten kids and life without a car would be misery. But if not, please consider …

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