Credit & Debt

If you’ve ever carried a heavy backpack up a hill, you’ll understand the feeling of having a debt collector on your back. If you feel weighed down by the dread of debt, don’t worry – you are not alone. Lots of Aussies are feeling the pinch. That’s because they’re throwing their hard-earned money into the…

Australian consumers are working hard. They’re bringing good dollars through the door, yet many still struggle to put dinner on the table or pay bills on time. There are plenty of ways to cut down and one way is to reduce the running costs of your home. Maintenance can be costly too. Your humble house…

We could all do more. Eat better. Go for a run again soon. Call someone we love. Life is crazy and time is a luxury. We’re also guilty of making excuses too. Here are 20 excuses people make daily (from Lifehack.Org). I’ve written alternatives in brackets to show the impact of negative thinking. I’m too old…

Imagine This Imagine if you lost everything you knew, loved and took for granted. Your friends. Your mum’s trifle. The best coffee in town. A market fresh tomato. Live music on a Sunday afternoon. Shopping for shoes. Fresh seafood. The ocean… Well… This is what happened to me. How We Buried A Life & Dug Up A Dream Today I’m sharing…

In the world of finance and banking, smaller is becoming better. As the number of high-net-worth individuals ever increases, so does their need for customised financial solutions. Sure, you could open an account with a huge traditional bank, but they will probably sell you their other products even if you don’t need them. Your financial…

Savings galore in this article! I love the idea of a makeover and the ‘getting one’s mojo back factor’ that follows. I once shared a house with a makeup artist and was she worth wrapping up in a ribbon! She would powder me daily with the latest and greatest foundations, make me over before parties…

I am happy to report that hubby and I sealed a deal on our new family home yesterday! Woohoo! Do I sound casual about it? If so, I’m lying. It was a horrible experience. Hubby and I looked at over 35 houses and bid on at least six of them before finally being ‘accepted’ into…

Life is full of little emergencies. Some are awful and others are just annoying. I’ve had a few in the last few years that have tested my well-planned budgeting tactics. There was the time we moved house from the country. I moved to the beach while my hubby stayed up in the country finishing a…

If you have read most of my blog posts you will have read about my days at uni. Though these days were amazing fun they were also filled with many nights and weekends working three jobs. I worked some days during the week at a market, most evenings working customer service or waitressing at functions…

Cars are such guzzlers of money, money and yep…money. There’s petrol, maintenance, insurance, parts, traffic fines… the list goes on. So why the hell would you go out and buy a car on a finance plan? Sure. You may have ten kids and life without a car would be misery. But if not, please consider…