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Can't wait to start our adventure. I'm excited!

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A little Tuesday morning inspiration :-) ...

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A little Tuesday morning inspiration :-) #inspiration #motivation #love #life #instagood #quotes #success #instagram #lifestyle #motivationalquotes #believe #positivevibes #happiness #selflove #mindset #inspirationalquotes #goals #happy #loveyourself #bhfyp #follow #like #art #fitness #quoteoftheday #positivity #yourself #entrepreneur #quote #bhfyp⁣
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Had an amazing weekend at this amusement festival ...

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Had an amazing weekend at this amusement festival at Frankston's beautiful foreshore. I love to venture out in Frankston and capture all that glitters about our great city. Be sure to check out my Instagram account #Frankstongold where I post all the pictures I take with the kids. I'll try to put some up here too. There are so many hidden secrets about this great city. We love living here. It's such a peaceful and stress-free life.

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I'm still very much a kid at heart. I still ...

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I'm still very much a kid at heart. I still believe in wishing, dreaming and making dreams come too. As a writer I don't think I'll ever lose the kid in me. I hope you never lose the magic. BTW - be careful what you wish for. Your wishes may well come true.

peninapetersen

Finally got my hair and eyebrows done. It was so ...

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Finally got my hair and eyebrows done. It was so nice to have a day off. I needed it!!!! 

#woman #love #girl #fashion #beauty #style #beautiful #photography #instagood #art #women #portrait #like #instagram #model #girls #photooftheday #follow #me #happy #photo #moda #man #summer #myself #makeup #picoftheday #lifestyle #selfie #bhfyp

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Me too! I must have flowers, always, always! Thank...

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Me too! I must have flowers, always, always! Thank you Monet.

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Love this delicious smoothie bowl with fresh ...

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Love this delicious smoothie bowl with fresh blackberries, blueberries, banana, sunflower seeds, pumpkin seeds, chia seeds and coconut. Get your glow on every day by eating happy, fresh and delicious smoothie bowls.

peninapetersen

Lacking motivation? I keep a gym box so on any day...

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Feb 26

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Lacking motivation? I keep a gym box so on any day I have everything I need to go for a run. When I wake up I never feel like going for a run. But, I've made a habit of putting my gym gear on. Once I'm in the gear I feel a bit silly if I don't go for a run. Once I'm in my gear (after school drop off), I get out of the car near the beach. Once I'm out of the car, I feel silly standing at the beach not running. So I start running. Once running, there's no way out as people are watching me run and I'd feel silly if I stopped running. After a few weeks my body takes over my mind and wants to run. Then I don't even have to think about it. The body is amazing like that! I just rinse and repeat all of the above every day. Works for me!!!!! And, it all starts with this little gym box.

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I loved this home project. Firstly, moving books ...

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I loved this home project. Firstly, moving books is a workout! Secondly, this was a nice way to add colour to a bedroom. Finally, colour-coding books makes them easier to find. This is because I always remember the colour of a book as opposed the name or author. I hope you enjoy my rainbow bookshelf as much as I enjoyed putting it together. l

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Want to save but don't know where to start. ...

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Want to save but don't know where to start. Go old school with these simple jars. Savings is a habit. These are a quick way to kickstart your mind into saving. Think outside the square. Sometimes you have to spend a little to save alot. More on this to come. I've got some amazing goodness for you. Auto Post 4:23 PM (AEDT) Save Changes
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                      Save money by thinking of junk mail as cash

                      by Penina Petersen
                      December 27, 2018
                      in Featured, Housework & Cleaning, Latest
                      0
                      Australian finance blogger goes bananas 
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                      There are many sneaky ways to save money which will put a grin on your chin, a smile in your step and more cash in your stash. Sometimes ways to save money are logical. Follow a path and you will get there over time. Then there are the small fun ways you can save money that all add up. These ways make your money saving experience more like the thrill of drinking Champagne in economy, than suffering a sad, lonely trip on a smelly old bus.

                      There are a number of ways to look at junk mail and I’ve done them all.

                      Stay focused on your money goals

                      The first way is to run inside from the mailbox waving the latest Priceline brochure in your hand and with your heart palpitating with the joy of a prospective trip to the local mall.

                      Once inside grab a marker and circle the best bargains. What a gorgeous amazing girly deal. I just had no idea I liked perfume that much or even Victoria Beckham until that happy pink brochure arrived.

                      Turn your junk mail into cash
                      geralt / Pixabay

                      Although this is the mood-enhancing phenomena women call ‘shopping’ this is logically not the path to a happier bank balance and long term financial security in terms of saving money.

                      But do not mistake my excitement for stupidity. These marketing gurus are amazing.

                      This brochure is saying:

                      ‘Stuff financial security. Now live for today woman. Life is short. When was the last time you pampered yourself, you…tired mother of two you.”

                      Good point, marketing people at Priceline. Well said. You are right:

                      I am tired. I do need pampering. I am no lesser person than Victoria Beckham. I deserve perfume like her and I know I’ve had a harder day than her. In fact, she doesn’t even need her own perfume, the way us mothers need it. She’s got hired help.”

                      Learn to love your recycle bin

                      The second way to look at junk mail is purposeful and deliberate denial. I’ve done this too.

                      Grab the whole roll of mail, strut straight up to the recycle bin and throw all the paper in without taking one look at the latest 30% sale on Manchester at Target or the pre-Christmas sale they are having at the Reject shop. Just close the lid girlfriend. Close that stench in. Now go inside and get dinner started or something.

                      Turn your junk mail into cash
                      Alexas_Fotos / Pixabay

                      No. Stuff dinner for the moment and huddle in.

                      Pssst…

                      I’m here to tell you about a secret third way to really make your junk mail sing and to actually turn it into cash. Yes. Cash! The kind of cash that makes you want to call all your friends and have them over this Saturday night for a wild party!

                      So how is it humanly possible to take a whole roll of junk mail (created by a highly educated marketing force) and turn those beautiful little colored sheets of paper into something opposite than their intended purpose?

                      Here is the scenario:

                      They want you to buy. They want your cash.
                      You don’t want to buy. You want their cash.

                      With a little creativity you are about to discover how you can win this little junk mail game that plays out between you and your mailbox daily.


                      How to turn your junk mail into cash

                      Between the bright and beautiful graphically designed brochures selling toys, clothes,and Victoria Beckham perfume at 30% off you will find the following:

                      Equally beautiful flyers and pamphlets but ones dedicated to less interesting topics such as: Gas, electricity, utilities, lower credit card rates, landline, internet, phone and insurance services.

                      Sit down now for a little time in the garden. Sit close to the recycle bin but not too close. Grab yourself a cup of tea and pull out every brochure related to utilities, phones and the like. That’s right. The ones make you want to find a spot in the garden and nod off to sleep.

                      The more boring the pamphlet topic, the more money this pamphlet is probably going to save you.

                      Get calling vendors

                      Spend time over the next few weeks ringing your current suppliers. Tell them that you are holding in your savvy money-saving-expert hand, a brochure which is offering you a better deal.

                      Now here’s the part where that little brochure in your hand magically turns into cash. Because the cash that is in their pocket is about to be redirected to into your happy, wanting-for-cash-bad-ass pocket.

                      Now confidently, like it is your divine right on this planet, ask the customer service agent for a better deal.

                      And guess what?

                      It is your divine right to have water, electricity and a damn good deal on the next Iphone 5 bundled with Voip internet.

                      If cave people had a similar divine right, so do you.

                      Great! You say. “Got a better deal!”

                      Ask for a better deal

                      But don’t stop there. Go harder.

                      Whatever deal they offer, ask for a better one.

                      Winging and moaning definitely wears these customer service people down. Be nice of course. But no-one likes a winger. They will want to get you off the phone at any cost, sometime before their tea break, smoko and their lunch break. They definitely want you off the phone before the early train home leaves.

                      Tell them you have been with them, as a loyal customer for many years, and that it would be great to discuss an even better deal with their manager.

                      Go for the hold music. Spend the time. Woo the manager with funny stories about your dog, travels or life as a Karaoke singer. Do whatever it takes, to get your rates heavily reduced.

                      Time well spent

                      This may take up to 20 minutes out of your life for each company called. Stories about how Fido had 11 puppies last year can take some time.

                      But I guarantee that at the end of the exercise, all those brochures have turned into a nice big wad of cash and a massive wad of cash over the course of one year.

                      Now finish that cuppa. Pick your gorgeous, amazing money-saving butt up off your garden chair, throw the rest of your junk mail in the bin and go inside and fix dinner.

                      Oh, unless you have Table Tucker and you don’t have to cook tonight.

                      But that’s another amazing save money story.

                      For now. I commend you on a job well done!

                      Tags: home hints and tipshome organisationhome organizationjunk mailmanaging the paper warrecyclingreduce papersave timetime management tips
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                      A little Tuesday morning inspiration :-) #inspiration #motivation #love #life #instagood #quotes #success #instagram #lifestyle #motivationalquotes #believe #positivevibes #happiness #selflove #mindset #inspirationalquotes #goals #happy #loveyourself #bhfyp #follow #like #art #fitness #quoteoftheday #positivity #yourself #entrepreneur #quote #bhfyp⁣
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                      Had an amazing weekend at this amusement festival ...

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                      Mar 1

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                      Had an amazing weekend at this amusement festival at Frankston's beautiful foreshore. I love to venture out in Frankston and capture all that glitters about our great city. Be sure to check out my Instagram account #Frankstongold where I post all the pictures I take with the kids. I'll try to put some up here too. There are so many hidden secrets about this great city. We love living here. It's such a peaceful and stress-free life.

                      peninapetersen

                      I'm still very much a kid at heart. I still ...

                      View

                      Mar 1

                      Open
                      I'm still very much a kid at heart. I still believe in wishing, dreaming and making dreams come too. As a writer I don't think I'll ever lose the kid in me. I hope you never lose the magic. BTW - be careful what you wish for. Your wishes may well come true.

                      peninapetersen

                      Finally got my hair and eyebrows done. It was so ...

                      View

                      Feb 28

                      Open
                      Finally got my hair and eyebrows done. It was so nice to have a day off. I needed it!!!! 

#woman #love #girl #fashion #beauty #style #beautiful #photography #instagood #art #women #portrait #like #instagram #model #girls #photooftheday #follow #me #happy #photo #moda #man #summer #myself #makeup #picoftheday #lifestyle #selfie #bhfyp

                      peninapetersen

                      Me too! I must have flowers, always, always! Thank...

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                      Feb 28

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                      Me too! I must have flowers, always, always! Thank you Monet.

                      peninapetersen

                      Love this delicious smoothie bowl with fresh ...

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                      Feb 27

                      Open
                      Love this delicious smoothie bowl with fresh blackberries, blueberries, banana, sunflower seeds, pumpkin seeds, chia seeds and coconut. Get your glow on every day by eating happy, fresh and delicious smoothie bowls.

                      peninapetersen

                      Lacking motivation? I keep a gym box so on any day...

                      View

                      Feb 26

                      Open
                      Lacking motivation? I keep a gym box so on any day I have everything I need to go for a run. When I wake up I never feel like going for a run. But, I've made a habit of putting my gym gear on. Once I'm in the gear I feel a bit silly if I don't go for a run. Once I'm in my gear (after school drop off), I get out of the car near the beach. Once I'm out of the car, I feel silly standing at the beach not running. So I start running. Once running, there's no way out as people are watching me run and I'd feel silly if I stopped running. After a few weeks my body takes over my mind and wants to run. Then I don't even have to think about it. The body is amazing like that! I just rinse and repeat all of the above every day. Works for me!!!!! And, it all starts with this little gym box.

                      peninapetersen

                      I loved this home project. Firstly, moving books ...

                      View

                      Feb 26

                      Open
                      I loved this home project. Firstly, moving books is a workout! Secondly, this was a nice way to add colour to a bedroom. Finally, colour-coding books makes them easier to find. This is because I always remember the colour of a book as opposed the name or author. I hope you enjoy my rainbow bookshelf as much as I enjoyed putting it together. l
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