Car Tips

New Money Smart figures show that holidays account for $77 in the average Australian household’s weekly budget, adding up to a total of $4,004 a year. Prices for flights, car hire and accommodation peak in December and January, making the annual summer holiday and expensive exercise for families.

Here are some simple tips to save money on your summer holiday by using the sharing economy.

  • Save $455 on car hire by borrowing a car through peer-to-peer car sharing service Car Next Door. A 7-day, 300km round trip in a small car with reduced insurance excess at peak time would cost around $750 in a traditional hire car. The same trip in a local car from Car Next Door would cost just $295.
  • If you’re planning a motoring holiday, save on campervan hire with peer-to-peer service Camplify. Hiring a campervan that sleeps four people costs $260 a night from Jucy rentals, and around $90 a night through Camplify – a saving of $1,190 on a 7-day trip.
  • Accommodation is one of the biggest costs of any holiday. A hotel room by the beach in December could cost around $2,335 for 7 nights. Book a spare room in someone’s home from around $935 for 7 nights with Airbnb and save $1,400.
  • If your furry friend can’t come along on your holiday, you’ll need to find someone to look after them. A cattery or kennel at peak time can cost up to $350 a week. With MadPaws you can find a pet sitter near you to visit your pet each day from around $140 a week. You’ll save $210 and your four-legged friend gets to stay in the comfort and familiarity of their own home.
  • No trip to the beach is complete without a day in the surf. Hiring a board from a surf rental company costs between $40-60 a day, or just $25 a day through peer-to-peer equipment rental platform, Quipmo – that’s a saving of $35.
  • Save money and boot space by hiring baby gear from other parents through Kindershare. Hiring a portacot and pram from a traditional baby gear rental company would cost $80-100 a week. You’ll save around $60 a week using Kindershare.
  • While you’re away rent out your unused driveway or parking spot to someone who needs it – and make around $250 a month withParkhound.
  • Download the free GetReminded app to remind you when you need to update your passport, book all or parts of your holiday as well as reminders about travel insurance, holiday pet care and more.

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Over the course of a lifetime we make some big purchases. From cars to holidays, we spend too much. Here are some money saving tips you can use for saving on three of the biggest ticket items.

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Buying a car is exciting but it can be expensive. The problem most of us face is that we want a car that will last, but for a good price. It can be hard to get the quality and price right when buying a car. Then there’s the upkeep. Car’s need MOT’s and fuel. Before you know it you’ve spent a huge amount of money. But there are ways to keep costs down.
The first thing to consider is what car you buy. The chances are you won’t need a brand new car. New cars will lose you money very quickly. It’s estimated that a new car loses roughly half its value in the first three years alone. This means you’re effectively pouring money down the drain. Make sure, new or old, you buy a model which hold its value. Small engines can be cheaper, as can cars which run on petrol rather than diesel. But diesel is more economical in the long run. Manual cars are also cheaper than automatics. Finally, smaller cars are cheaper to insure. So keep all of this in mind when you select a new car.

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Holidays are another big expense that most of us will pay many times in a lifetime. Cutting the cost of holidays is doable, but this requires thought. Sit down and think about what you want out of the holiday. If it’s a relaxing break then spending more money on a quality hotel makes sense. If you want to explore the culture and cuisine of a country then opt for cheaper accommodation.
Booking holidays well in advance is another good idea. You’ll have time to compare the best rates with travel websites and choose what’s right for you. At the other end of the spectrum, and if you have the nerve, waiting for last minute deals works. While this is a risk, booking hotels and flights can really pay off. Airlines and hotels don’t want empty seats and beds. Similarly, try looking out of season.

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Buying a home is the single most expensive all do. There are so many costs involved and saving a deposit can seem insurmountable for many.
Use a real estate calculator. These tools will help you break down what you can afford to pay, how much your mortgage repayments to be, and deliver your borrowing power. This is a good option in terms of saving money, because you’ll get your finances in order anyway. Opting for a deal that covers some of the legal costs is also a worth. In terms of moving in, use the help of friends and family rather than a moving company. Be savvy with any new furniture purchases. These are big ticket items too. Buy secondhand and save even more.

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If you motor up highways everyday or just paid for rego, you’ll know how expensive cars can be. Or if you bought a brand new car recently, you’ll get how you just threw thousands of dollars out the driver window the minute you left the car lot. Most of us (especially us mums) would be lost without our cars. I live in my car and the thought of getting kids from A to B without a car is well, overwhelming.
Today I’m dishing out tips on how you can save money on your car.

Energy Efficiency

When buying a new car, a priority should be finding one that is as energy efficient as possible. One option is to look for cars that use an alternative fuel source. Even though the initial expense of purchasing the car is higher, you will save much money in the long run. Look for a nearby Hyundai dealer as they are one of the car brands currently leading the way with energy efficiency. Toyota is another brand that invests a great deal in electric car manufacturing.

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Shop Around for Car Insurance

There are plenty of price comparison services available these days. Shop around to get the best insurance deal possible. People spend hundreds of extra dollars each year simply because they renew with the same company when the period is up. If you can get exactly the same service elsewhere, for cheaper, there’s no excuse to not look into this.
Yep. This is one of those pesky ‘2-minute jobs’ that is well worth the time – in savings.

stevepb / Pixabay

Keep Your Car Well Oiled

Check your car’s oil on a regular basis. Also check tyre pressure every few weeks. Driving on tyres which are under or overinflated can be dangerous. They also cost you money in the long run if they’re not maintained properly. There is plenty of advice available online for basic car maintenance that helps extend your car’s life.
Also listen out for noises that don’t sound right. If you can’t identify the source, get a mechanic to check your car immediately. If you don’t, you risk further damage and throwing more money into the wind.

jarmoluk / Pixabay

Cut Out Wasteful Habits

Driving too fast when you are on the freeway wastes fuel. Avoid accelerating too fast and braking suddenly. Most cars show kilometres to the gallon – so pay attention to this. A smoother driving technique will save a great deal of cash in the long run.
Tip: Stuck in an idle traffic jam? Turn the engine off. Count the dollars you are not spending while sitting there.

0532-2008 / Pixabay

Consider Carpooling

Consider carpooling to work. Sharing with someone else or even multiple people is a sure way to halve or even quarter your petrol. Google car pooling websites (with reviews) and find someone to ride with on a regular basis. Make sure you can get some kind of reference for the person and keep safety in mind.
Also consider carpooling for longer journeys.  Advertise well in advance for passe ?wUaƕs help you drastically reduce the cost of your trip.

0532-2008 / Pixabay

Consider Carpooling

Consider carpooling to work. Sharing with someone else or even multiple people is a sure way to halve or even quarter your petrol. Google car pooling websites (with reviews) and find someone to ride with on a regular basis. Make sure you can get some kind of reference for the person and keep safety in mind.
Also consider carpooling for longer journeys.  Advertise well in advance for passengers who will help you drastically reduce the cost of your trip.

Olichel / Pixabay

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Running a business is a tough gig. You have to be all people. The boss, the receptionist, the cleaner, accounts receivable, payroll and much more. Energy costs don’t help either. If you’re a startup, these can throw a small business over the edge.
The good news is you’re not alone. There are plenty of business people feeling the pinch. Keeping overheads down is key. In terms of energy, there are ways to cut energy costs and divert money to other vital areas of your business. Read on to discover some essential tips on how to cut business energy costs now.
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Set Energy Efficient Rules

Whether you have one employee or ten, cut the cost of excessive energy bills by setting a few ground rules around usage. Most energy companies offer low-costs at off-peak times. Train staff to think about this. For example, if there’s a dishwasher in the office ask them not to turn it on. Instead get the cleaner (could be you!) to turn the dishwasher on at a non-peak time.

Turn off appliances

As part of their induction ask staff to turn off appliances at the wall when not in use. Also stick a note up on the wall as a reminder. Switching appliances off at the wall produces big savings over time – so do this at home too and you’ll have a win-win scenario.

Pexels / Pixabay

Audit Energy

Consider getting an energy audit. You’ll learn which items are the biggest offenders. An auditor will offer smart recommendations on how to improve efficiency. Electricians also have a savvy little device for testing this out. Our electrician told us our kettle was a huge energy sapper. Sometimes, the appliances you least expect are the culprits.

sumanley / Pixabay

Install LED Lights

LED lights can be as much as 75 percent more efficient than CFL bulbs. If you’re still using older bulbs, now is the time to change. It’s often free to get this done. Google a reliable technician in your area and take this step today.

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Install Lighting Control Systems

Lighting control systems enable you to wirelessly control every light in the building. You can turn them off and dim them remotely at the touch of a button. Some systems will even detect whether there are people around and turn the lights off if there’s no movement in the room.

kloxklox_com / Pixabay

Don’t Print

Many businesses waste money printing out unnecessary documents. In our tech era this is unnecessary. Documents can be easily photographed, emailed, stored in the cloud or published on a website. Not only does this cost more in ink and paper, but printing increases energy bills too. It is much better to print out only the vital documents you need and leave the rest to the wonders of the digital world.

stevepb / Pixabay

Install a Programmable Thermostat of Air Conditioner

Programmable thermostats and air conditioners allow direct control of the amount of energy use when you’re not around. Most modern devices can change the temperature remotely from a phone or tablet. They also adjust the temperature depending on how hot or cold the room is. Don’t do this job if a device can do it for you. Put your savings on autopilot.

TBIT / Pixabay

Keep Changing It

Life changes. Technology changes even quicker. So, even if you do all of the above, do this:
Take some time (say once a year) to look at your energy situation. There are always more savings to be made.

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How to drive your way to more money

by Penina
Lose any old notions about your car. If you’re living in your car and counting lost dollars, take a moment to stop and smell the savings. These simple tips will help you keep your salary and shift your wallet into gear.
Here’s a staggering statistic from news.com.au:
“AUSTRALIAN households are now spending up to $22,000 a year just to keep their cars on the road as toll ways, insurance, and other costs continue to rise — and congestion worsens.”
Aussies are forking out those dollars in the form of tax, insurance, maintenance, rego and more. That’s before you add up finance payments. If you’re paying interest on this money-sucking, cash-crushing beast, you’re even more screwed.
If you’re looking to fatten your wallet, without doing much else than leave your car, do this.

Here are some handy hints to help you keep your car on the road for less.

Drive your way to more money

Drive your car to get a service

A simple maintenance will do the following and more:
  • Save you money on fuel longterm
  • Prolong the life expectancy of your vehicle
  • Keep your tyres at their best
  • Make sure the oil and fluid levels are right
Here are few alarm bells to look out for:
  • Feel the clutch slipping
  • Hear noises when you brake
  • The steering feels different
  • General change in the feel of your car when driving
Address issues straight away. They could be dangerous but also cost more in the long run.
Remember the old saying:
Prevention is better than cure

Make a hands-free call for breakdown cover

Counselling / Pixabay

As a driver, the last thing you want is to end up on the back of a tow truck facing a bill for recovery, as well as repairs.
You can do this a few ways:
  • Take out breakdown cover (spread the cost over a 12-month period) and sign up for emergency assistance
  • Get roadside assistance through your insurance policy
  • Contact a breakdown company directly
  • Some banks offer reduced cover as part of accounts
Tip: Make sure your call is hands-free!

Drive to the cheapest fuel stop

Falkenpost / Pixabay

We’re all in a rush. Most of us stop at the nearest petrol station because it’s convenient. Driving to the next station might save money though. Consider doing this to take advantage of lower prices.
Do this:
  • Shop around for the lowest fuel prices using fuel finder apps
  • You will save much over the course of one year
  • Avoid stopping on major roads and highways (prices can be higher)

Drive slower and with less stuff

TerriC / Pixabay