Australia's No.1 Savings Blog Fast & fun ways to save every day!

5 alternative investment opportunities 0

5 alternative investment opportunities you need to know about

Today, as never before, individuals are looking for alternative investment opportunities. With a volatile economy, one can no longer expect to find a guaranteed outlay with a high return. Therefore, investors are looking for lucrative alternatives. While speculators don’t have to replace traditional assets, such as stocks, bonds, and personal savings, the options listed below provide valid ways to diversify a personal financial portfolio. The following are five possible venture opportunities that you need know about. 1. Binary Options Many individuals are looking for a trusted company that deals in digital options, these include either ‘cash-or-nothing’ or ‘asset-or-nothing’ options. ‘Cash-or-nothing’...

6 Ways Avoid Electricity Bill Shock 0

6 ways to avoid electricity bill shock

I love winter for many reasons but not for my electricity bill. Since I am a ‘creature comforts’ type I cosy up in my Uggies, dressing gown and beanie. This year – due to ‘the renovation’ and subsequent lack of heating at my place, by 7pm most nights I’m perched on the couch, cuddling kids with hot water bottles, pillows, blankets, books and remote controls within arms reach. It’s a love-in, a lock-in and an ‘I’m-not-getting-back-up-in.’ I also get a lot of pesky jobs tied up in winter. I win the battle with my paper war, sort through photos and...

Top 5 DIY Home Plumbing Fixes 0

The top 5 DIY home plumbing fixes

We are renovating at the moment so I am here to proclaim that I’ve got a big list to get through before hubby and I can call our home the dream home we intend it to be. But to those who may not be renovating, a simple Wouldn’t it be great if everything just worked and kept on working or if home renos got done with a simple wiggle of the nose? Oh well, dreams are free…. The good news is there are plenty of well-trained tradie professionals out there who are all ready to tackle those pesky jobs for you....

10commandmentswater 0

The 10 commandments of home water conservation

As seen on TV, El Niño is starting to show stringent impact in some countries earlier than expected in terms of water conservation. Agricultural industries are now facing heavy pressures in production due to water system failures which also lead to early harvests. Some residential areas are, likewise, battling water restriction (limiting the watering of lawns, using sprinkler systems, washing vehicles, hosing pavements, refilling swimming pools, etc.). We have been getting a stream of precautions in preparation for El Niño, but it may be time to take further steps to prepare, as, every year, water restrictions are a recurring issue. Water, as we all...

Saving tips | 5 reason to love thy postie 0

Saving tips | 5 reasons to LOVE thy postie

These saving tips involve loving thy postie. OK people. I’m not talking about inviting your Postie inside for tea, talk and truffles and making him or her your new bestie. I am talking about how Posties are not just beautiful people on bikes. Posties can actually SAVE you a large amount of time, money and sanity and I’m about to give you my top 5 reasons why. There are plenty more reasons why I love my Postie and the Post Office right now in terms of helping an extremely busy mum (me!) get all her jobs ticked off her multitude of lists. I’ve realised the...

3 flaming hot digital marketing ideas 0

Saving business | 3 flaming hot digital marketing tips

While most marketers acknowledge digital marketing is a significant channel for their marketing activities, there are still many cases where brands have had to play catch up because they initially missed the opportunity. And it’s not just the small businesses underestimating the impact of digital – Yahoo’s CEO outrightly admitted recently that her company had been taken by surprise by the rapid increase in mobile marketing and were paying for it today. Wait? Mobile marketing? Aren’t we talking about digital? Yes we are, but that’s one of the biggest mistakes that people make in thinking that digital just means a...

garagesale_sr 0

5 grouse tips for a successful garage sale

Holding a garage sale can be a minefield at the best of times. Nothing ever goes to plan and the people, patterns and prices are all so unpredictable. For much needed guidance on how to make the most of your efforts, look no further! I’m here to solve your garage sale woes and share some valuable insights on how to hold a successful yard sale so you can get more cash in your stash. Know your stuff at your garage sale Don’t just throw everything you possibly own out of your house and onto the front yard in the hopes that someone will pick...

Book Review | On Your Own Two Feet 1

Book Review | On Your Own Two Feet by Helen Baker

Recently I’ve been indulging in a little ‘me time’ between the demands of work, business, laundry, dinners, school drop-offs and pick-ups, weekend events and kids birthday parties. One of my favourite ‘me time’ things to do is sit for a moment and soak up a great book. Though I’d love the time to read a totally indulgent novel, most of my reading time is taken up with reading high quality and focused material that will help me to develop further as a writer, mother, wife, parent, business person and all the other hats I’m wearing right now. Due to my...

5 sure-fire ways to stay healthy for less 0

Health insurance | 5 sure-fire ways to stay healthy for less

With the release of the latest Federal Budget, Aussies have much to worry about regarding their their rising cost of living. We’re tightening our purse strings, stretching out our grocery shops, running around switching lights off and making our lunches religiously instead of eating out. Media Release Following last Tuesday night’s Federal Budget, Australians are more worried than ever about mounting household bills. New Galaxy research commissioned by iSelect shows that 2 in 3 taxpayers do not support a compulsory $7 co-payment for visits to the GP, x-rays and blood tests. The co-payment is just one of the measures announced in...

5 hot tips personal finance tips for 30-somethings 0

5 hot personal finance tips for 30-somethings

My thirties were a fabulous time of my life and I planned a big party to celebrate. I invited around 150 friends and created various rooms including a Doof Doof room, Karaoke Room, Piano Room and a Bon Fire. Let’s just say a good time was had by all. Yes, your thirties are an exciting time in your life. With a few of the big milestones behind you, you’re well on your way to higher earnings and excellent wealth creation opportunities. Making the most of your money starts getting a handle on your personal finances. Ensure More Comes In Than Goes...