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When people think about financial health, they consider saving money or investments. But did you know financial health is also aligned with physical health?
A recent study from the Business School at Washington University proved this:
People who think about their future finances value their health more. A Duke University study relaxed people do better too. They have a lower risk of cardiovascular disease.
Research Solomon Israel reports you change this and here’s what he recommends:

#1: Get More Sleep

Going without sleep is as bad as getting drunk. According to LearnVest, 24 hours of no sleep is the same as a blood alcohol level of 0.1 to 0.2.
This is well above the legal limit!
Strategist Bob Gavlak reports that lack of sleep causes poor financial decision-making. You’ll give into temptation quicker when shopping. People make wrong decisions when they’re tired.

Mops / Pixabay

#2: Eat Better

Nutrition affects finances too. People who eat out often are a prime example. According to the USDA, a family of four spends around $250 on groceries. Of course, it’s a given you’ll spend double on this if you eat out each night.
Oxford University research shows that meals loaded with saturated fat reduces performance. Rats on diets high in saturated fat, suffer short-term memory loss. They also have lower levels of brain function. When weight loss occurs, their brain function returns.
The solution is losing weight and cutting out saturated fat. Products like Isagenix President’s Pak and others support sustained weight loss over time. They also make improve mood, reduce hunger and eating fatty high-priced junk food.
Margaret Cheng, CEO of a wealth management company in Maine recommends calorie control. Fill up on filling low-calorie foods. Spending money on spinach and carrots is great! They’re cheap to buy, healthy and you’ll lose weight.

ImageParty / Pixabay

Consider these tips and take a step to a happier life.
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Painful teeth can be a sign of bigger underlying problems.  Ignoring dental issues can complicate the issue if left unchecked. Visit a reputable dentist to get the problem dealt with as soon as possible.
Tip: Live in Perth? Read on to find an emergency dentist in Fremantle. 
There are many causes of painful teeth. Some are more treatable than others. The sooner they are looked at the better.

Causes Of Painful Teeth

As people age, their teeth become looser and are more susceptible to moving around in the gum line. This movement can cause inflammation or ulcers.
Eating food which is high in sugar and failing to maintain proper hygiene can lead to tooth decay. Decay will cause holes in your teeth and can make eating and brushing painful. It is important to reduce your sugar intake. Also brush each morning and night to prevent plaque the build-up of plaque.
Damaged nerves can cause discomfort. Pain from a damaged or infected nerve in the gum can spread to the entire mouth.

renatalferro / Pixabay

Smokers are susceptible to ulcers. This affects the gum line or roof of the mouth. These ulcers can become infected and painful.
Many people grow a third set of molars known as wisdom teeth. These teeth usually appear in the gum line from teenage years throug to late twenties. Wisdom teeth can interfere with the alignment of other teeth and cause problems. Wisdom teeth may also press down on nerves which can be painful.
Live in Perth? Consider surgery by Fremantle smiles to deal with the cause of pain.

Tooth Extraction

A dentist may suggest removing painful teeth.  This might be to stop them from becoming infected or interfering with other teeth. The dentist will remove the root to reduce the risk of infections. Gums can become tender after the extraction. Patients must be careful when eating or brushing after this procedure.

jarmoluk / Pixabay

Implants and Replacement Teeth

If teeth become damaged and painful, then it may be time to consider dental implants. Dental implants are metal screws fixed in the gum line after removal of the original tooth and root. It takes up to six months for the implants to settle. A replacement tooth is then placed on top. Implants can be expensive, so make sure to have enough money set aside before any surgery takes place.

Giuliamar / Pixabay

Crowns and Veneers

Crowns and veneers are ‘caps’ on teeth which may have become chipped or broken. Crowns and veneers make eating more of a comfortable experience.

Johnoaz / Pixabay

Root Canal Surgery

When an infected root is causing pain, root canal surgery may be necessary. This procedure completely removes the infected root. The remaining tooth is capped to protect the hollow cavity.

Unsplash / Pixabay

Seek help from an emergency dentist if you experience severe dental pain.

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OK. Today I’m starting Day 3 of my Banana Smoothie Detox. I’ve already lost 1kg (in just 2 days) doing this. I’m having my banana smoothie for breakfast and lunch, snacking on kale chips, chuppa chups and nashi pears.

Here’s a quick rundown of what I ate and did 

  1. Day 1 (Mon 9th): Banana Smoothie for breakfast and lunch. Raw Fish for dinner with a few red wines even.
  2. Day 2:(Tues 10th) Banana Smoothie for breakfast and lunch. Exercise in the morning. Steamed fish & ‘kumara’ chips. For ‘fake’ takeaway.
  3. Day 3 (Today – Wed 11th): Banana Smoothie for breakfast and lunch. Planning:

I’ve been snacking on  

  1. Kale Chips
  2. Chuppa Chups for a sweet fix
  3. Nashi pears

I’ve been drinking

  1. Water
  2. Peppermint Tea
  3. Coffee
  4. Red wine (1 night – and no more than 2) – Hubby and I were celebrating my new kitchen going in!
Banana Smoothie Detox

Image Source: Pixabay – Strecosa

Smoothie variations

  1. Day 1: Frozen Banana, Lemon, Water
  2. Day 2: Frozen Banana, Frozen Pineapple, Lemon and Water
  3. Day 3 (Today): Frozen Banana, Frozen Pineapple, Water and Mint Leaves

The mint variation today was the most delish!
This has been pretty easy because these smoothies are so filling. I’m not getting those 4pm hunger pains. They’re also quick and easy to prepare and take just a minute in my Ninja.


I feel awesome and very focused. I’ve noticed my skin has really cleared up and I have a heap more energy.

More to come on my Banana Smoothie Detox

This is so easy I might continue the smoothies during the day – as they are so convenient and easy to digest on the run. (School drop offs etc). I bought my smoothie container at K-Mart for a few bucks.
More on this to come and Happy Wednesday!
Day 3 of my Banana Smoothie Detox

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I love a good body experiment. While being an Australian finance blogger has its moments I do have a life outside of saving time and money. This week I’m an embarking on a small body experiment for four days.
Starting today – Monday and running through to Thursday night.  Yes, I’ll be eating lots of bananas (well I’ll make them more interesting) and raw fish (Oka l’a) for dinner. Bananas and fish are my little secret for keeping a sharp mind and a feeling of total health.
Just to note: I’m not an extremist. Not like the chick on YouTube who eats an incredible 50 bananas in one day. I plan to tone things down a notch with a simple banana smoothie each day, eating bananas as snacks on the run and then fish for dinner.
Come back to this post daily to discover what happened to me, how I felt and what results I got from ‘going bananas and fish.’
This experiment is part of my annual winter weight loss regime. Every winter I go on a big health kick. I find autumn and winter the best seasons for weight loss due to fewer social occasions. Further, exercising in winter is much easier. For example, running in cool weather is much nicer than slogging it out in the heat.
For now, read on to discover what’s happening this week at my house.

Australian finance blogger goes bananas

Image Source: Pixabay – Holdosi

Here’s what I’ll be drinking, eating and when

  1. Lemonade banana smoothie
  2. Banana snacks for life on the run as a busy mum
  3. Samoan raw fish for dinner

I love this lemonade banana smoothie because it includes a detoxifying lemon and also a glass of water. I’m not good at drinking water (though I do) so I like to incorporate water into food as much as possible.
Learn to save while eating bananas – Australian finance blogger is delivering tips: Save money budgeting with secrets that actually work

Breakfast, lunch and snacks

Lemonade Banana Smoothie

  1. 1 frozen banana (slice up)
  2. 1 Lemon (peeled and cut up)
  3. 1 Stick of celery (chop)
  4. 1 Glass of water

Pop the above into a small blender (I used my little Ninja) and mix until smooth.
Note: After the smoothie have another warm glass of water.
Australian Finance Blogger is saving mental health: 10 Inspiring Places to Hangout This Winter


Raw Fish – make ahead in the morning

  • 500g white fish fillets
  • 1 teaspoon salt
  • 1⁄2 cup lemon juice
  • 1⁄2 lemon, sliced
  • 2 tomatoes, diced
  • 1 medium spring onion, finely chopped
  • 1⁄4 cup lite coconut milk + 1/4 cup water

Cut fish into cubed pieces. Sprinkle with salt then lemon juice. Cover and chill for 2 hours or overnight or until fish whitens. Stir occasionally.  Put in spring onion, coconut milk / water, tomatoes and cucumber. Garnish with 1/2 lemon slices. Serve chilled.
Note: Coconut cream and milk can be fattening. That’s why I mix it with water.
This Australian finance blogger recently featured in The AgeHow to teach kids about money in a cashless society

Here’s a list of 35 benefits of eating bananas

Source: Food Matters

  1. Help overcome depression – convert tryptophan to serotonin creating a happier mood
  2. Pack you with energy punch and help sustain blood sugar (especially before exercise)
  3. Protect against muscle cramps
  4. Counteract calcium loss during urination
  5. Build stronger bones
  6. Reduce PMS symptoms regulating blood sugar
  7. Produce stress-relieving relaxation due to regulated blood sugar
  8. Reduce swelling
  9. Protect against type II diabetes
  10. Aid weight loss
  11. Strengthen the nervous system
  12. Help with the production of white blood cells, due to high levels of vitamin B6
  13. Strengthen your blood and relieves anaemia by adding iron
  14. Are high in potassium
  15. Are low in salt
  16. Officially recognised as being able to lower blood pressure
  17. Protect against heart attack and stroke
  18. Aid digestion
  19. Remove toxins and heavy metals from the body
  20. Act as a prebiotic, stimulating the growth of friendly bacteria in the bowel.
  21. Produce digestive enzymes to assist in absorbing nutrients
  22. Reduce constipation as they’re high fibre and normalise bowel motility
  23. Soothe the digestive tract and restore lost electrolytes after diarrhoea
  24. A natural antacid – provide relief from acid reflux, heartburn, and GERD.
  25. Are the only raw fruit that can be consumed without distress to the body
  26. Relieve stomach ulcers by coating the lining of the stomach against corrosive acids
  27. Help prevent kidney cancer
  28. Protect the eyes against macular degeneration
  29. Make you smarter and keep you more alert due to high levels of potassium
  30. High in antioxidants, providing protection from free radicals and chronic disease
  31. Eat between meals to stabilise blood sugar and reduce hunger
  32. Reduce nausea from morning sickness
  33. Rub a bug bite or hives with the inside of the banana peel to relieve itching and irritation
  34. Lower the body temperature and cool you during a fever or on a hot day
  35. The natural mood-enhancer tryptophan helps to relieve Seasonal Affective Disorder (SAD)

Wish me luck. I’m pretty sure there won’t be any sadness if all the benefits above are true!
Australian Finance Blogger – Penina Petersen has written over 25,000 tips on how to save time, money and sanity. You can read them all in the one place here in the Savings Room. 


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Eating healthy is a task for many people. There are few questions capable of yielding a resounding “yes!” on a near-universal basis, but try asking any group of people either of the following queries and see whether anyone actually offers a negative response: “Would you like to eat healthier?” and, “Would you like to cut down on expenses?” Even the healthiest and richest among us are incredibly unlikely to say they wouldn’t like to improve their health and also have more money at their disposal, and there is one simple strategy capable of achieving both of these highly desirable outcomes that far too many people tend to overlook. Read on to discover some valuable tips for eating healthy in the coming seasons.

Prepare well to eat healthy

According to John Pryor, strength has many definitions. Those definitions certainly include the ability to take a patient, long-term view of improving overall health and fitness. In the experience of John Pryor, rugby players and other elite competitive athletes go to great lengths to improve their fitness, and there is one method that athletes commonly use that can be adopted by anyone whose goal is to save money while enhancing overall health and wellness. This strategy is nothing more than taking the time to prepare and maintain a raised garden bed or a small plot of land dedicated to growing produce.
Eating healthy from the garden
From a health perspective, the benefits are obvious. Having a garden that is constantly stocked with fresh produce makes it easier to create healthy meals each and every day. There is also the opportunity to enjoy a wider variety of foods than might be available at any store, as a grocer has to consider a number of factors that do not apply to an individual who grows their own produce in a garden. Bulk shipping concerns, shelf-life considerations and popularity among consumers never cross the mind of the home gardener, which means that gardeners can make choices based on nothing more than personal preference.
The other clear benefit relates to cost. Maintaining a garden is extremely cost-efficient, especially when organic methods are utilised. A compost pile will supply all of the nutrients necessary to ensure healthy plant growth, and even the most rare heirloom seeds are still unbelievably cheap. Not only are the seeds cost-efficient, but they can also be collected from the garden plants to be stored for future use. In fact, there are few expenses involved in gardening at all beyond the initial cost of getting started (which is quite low as well).
Anyone interested in an improved diet through the greater availability of healthy food options should seriously consider adding a garden of any size in whatever space they have at their disposal. Even a small garden can yield a great deal of food, and the potential savings generated by maintaining a garden can be quite substantial and represents a benefit that only grows more significant over time.

Do you have some great tips on eating healthy?

Be sure to leave them in comments below.

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I’m a hayfever sufferer and the season has finally hit me in all its crazy sneezing glory. One of the fastest ways to soothe a hayfever sneezing attack is with anti-histamines. There are a range of them available at chemists, which you can try until you find one that works for you. If you are a hayfever sufferer, you’d also be well advised to stock up on tissues. I suggest a box in the house, car and a handy pack in your bag or handbag.

Have you considered local honey?

There are also a number of natural remedies that have been proven to work. I was one such remedy by my Chiropractor brother-in-law Simon. He suggested I take a teaspoon of local honey from the area in which I live in. Recently I ventured to the local honey farm down here on the Mornington Peninsula and purchased myself a jar of ‘Local Flora’ flavoured honey. It does makes sense to me that the local bees pollinating those flowers could be the one’s who can also cure me of this debilating spring ailment.
The result?
Yes, this does work but is not an all day fix. I do get some instead relief from downing a spoonful of this local flora honey – so if you need a quick fix I recommend this method.
As I write this I am sitting here at my desk with the stuffiest nose on record this year, a sore throat and flu-like symptoms. Frankly, I’m just sick of blowing my nose. This is a real pain. My box of tissues is are officially my best friend until the hayfever season ends.
Here’s a mix of a few quick natural remedies I’ve gathered that you could try if you are a hayfever suffer like me and you are on a budget.

50 fast hayfever tips for curing Spring sniffles

Consider eating or adding these to your diet

  1. Local honey
  2. Kiwifruit and Vitamin C
  3. Pineapple
  4. Turmeric
  5. Onion
  6. Licorice and nettle teas
  7. Green fruit
  8. Vegetables
  9. Horseradish and garlic
  10. Probiotics
  11. Ginger
  12. Lemon and honey boiled tea
  13. Hot peppers (red peppers and chilis)
  14. Cartenoids e.g Carrots, apricots, pumpkin, sweet potato, spinach
  15. Chamomile tea
  16. Green tea
  17. Peppermint tea
  18. Butterbur herb
  19. Grapefruit
  20. Omega three fatty acids (fish)
  21. Fish oil
  22. Vitamin E
  23. Reishi mushrooms
  24. Oil leaf extracts
  25. Raw food (fruit and veg)
  26. Unsalted nuts
  27. Sunflower seeds
  28. Onions
  29. Cabbage
  30. Blackberries
  31. Soya products
  32. Maple syrup
  33. Brown rice
  34. Barley malt
  35. Beans, lentils and tofu
  36. Herbal teas
  37. Drink water
  38. Dark green vegetables
  39. Oats

10 foods to avoid

  1. Dairy (mucus-forning foods)
  2. Sugar
  3. Excessive starch & wheat products (e.g pasta, bread, noodles)
  4. Caffiene
  5. Alcohol
  6. Tomatoes
  7. Oranges
  8. Red wine
  9. Chocolate
  10. Cheese
  11. Processed foods

Got a hayfever tip worth talking about? Leave your comments below.

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